See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1556 W Severs Rd, La Porte, IN, 46350

2beds
1baths
1,200sqft
$395,000
$329price/sqft
$2,474/moest. monthly cost
$98,960/yrincome needed

About This Home

MOTIVATED SELLERS..Dont miss your opportunity to own OVER 350+ FEET OF LAKE FRONTAGE on the east side of peaceful Fish Trap Lake. This 1200 sq ft ranch home offers water views from every window. 2 bedrooms, 1 full bath with laundry closet, the kitchen is open and inviting and has plenty of counter top space, a generous island with granite counter top and all appliances will remain. The dining room has amazing views and leads into the spacious living room with french doors to a covered deck with swing overlooking the serene lake. There is a fireplace to keep warm in the winter months. 2 nice sized bedrooms, located on each end of the home creates a perfect floor plan for year round living or private lake front get away and/or private rental. There is a detached garage on the property. Plenty of space to install a new pier. Located on the outskirts of town close to shopping, and just off the beaten path at the dead end of the private shared road! Just a 45 +/- minute drive from the big city and you can be at your own piece of PEACE in NW Indiana!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
Riley Elementary SchoolGrades PK-41.5 mi
4/10
Laporte High SchoolGrades PK-122.4 mi
7/10

Construction

Condition

  • Year built: 1943

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Refrigerator,Microwave,Dishwasher

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 133
  • Dimensions: 14.0 x 9.5

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Kitchen Island,Granite Counters
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area above ground: 1,200

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Main
  • Area: 136.5
  • Dimensions: 13.0 x 10.5

Living Room

  • Level: Main
  • Area: 360
  • Dimensions: 18.0 x 20.0

Primary Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 16.0 x 15.0

Property

Details

  • Parcel number: 460626126001000042
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch,Deck
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.91 Acres
  • Features: Private

Parking

  • Total spaces: 1
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$233$2,796
Property Taxes $60$720
Electricity $184$2,212
Total$2,474$29,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,822/yr
40% on housing$74,220/yr
45% on housing$65,973/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 46350$137
LaPorte County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 46350$131
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$395,000
2026-06-12Listed for sale$419,500

For Sale by Agent

AgentLisa Daniel-King
BrokerageMcColly Real Estate

Similar Homes