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701 Ridge St, La Porte, IN, 46350

3beds
2baths
1,676sqft
$225,000
$134price/sqft
$1,651/moest. monthly cost
$66,040/yrincome needed

About This Home

SITTING PRETTY on an oversized corner lot, this 3-bedroom stunner is serving charm, upgrades, and main-character energy from the second you pull up. Inside, you've got an open layout that actually makes sense, featuring a custom-tiled bathroom, a spacious primary bedroom, and a bonus office space flooded with natural light. Let's talk kitchen--because she deserves it. High-quality cabinetry, granite countertops, a clean backsplash, and stainless steel appliances all come together like a Pinterest board. And then there's the glow-up list: New half bath, New siding, roof, soffit, fascia, gutters, AND windows, New electric, plumbing, HVAC (furnace + AC), Updated lighting, modern trim, and solid doors. Basically... if it could be updated, it was. This home isn't just move-in ready... it's "cancel your weekend plans and go see it immediately" ready. Because in this market? The good ones don't last... they vanish - schedule today!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

5/10
Lincoln Elementary SchoolGrades PK-40.2 mi
4/10
Laporte High SchoolGrades PK-121.0 mi
8/10

Construction

Condition

  • Year built: 1849

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Microwave,Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedroom3

  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 286
  • Dimensions: 22.0 x 13.0

Features

  • Granite Counters
  • Finished area above ground: 1,676

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,676
  • Total interior livable area: 1,676 sqft

Kitchen

  • Area: 195
  • Dimensions: 15.0 x 13.0

Living Room

  • Area: 224
  • Dimensions: 16.0 x 14.0

Office

  • Area: 36
  • Dimensions: 6.0 x 6.0

Other

  • Area: 104
  • Dimensions: 13.0 x 8.0

Primary Bedroom

  • Area: 224
  • Dimensions: 16.0 x 14.0

Property

Details

  • Parcel number: 460636341001000043
  • Special condition: None

Features

  • Levels: One and One Half
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,356 sqft
  • Features: Landscaped

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$133$1,596
Property Taxes $197$2,364
Electricity $184$2,212
Total$1,651$19,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,605/yr
40% on housing$49,530/yr
45% on housing$44,026/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 46350$138
LaPorte County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 46350$131
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$225,000
2026-04-10Listed for sale$235,000
2025-11-17Sold$220,000
2025-10-18Pending sale$220,500
2025-10-03Listed for sale$220,500
2025-10-01Listing removed$221,000
2025-07-29Listed for sale$221,000
2024-03-06Sold$215,000
2024-02-03Contingent$225,000
2024-01-25Listed for sale$225,000
2022-07-18Sold$48,000
2022-06-08Listed for sale$56,200
2022-06-07Listing removed--
2022-06-03Listed for sale$56,200
2022-03-09Sold$65,875
2022-02-17Price change$61,200
2022-01-08Listed for sale$72,500

For Sale by Agent

AgentKristy Ruminski
BrokerageBrokerworks Group

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