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205 Clayton St, La Porte, IN, 46350

4beds
1baths
1,726sqft
$149,900
$87price/sqft
$1,148/moest. monthly cost
$45,920/yrincome needed

About This Home

Opportunity awaits with this 4-bedroom, 1-bath home located in town and full of potential! The main level offers a spacious living room, formal dining room, kitchen featuring beautiful original floor-to-ceiling wood built-ins, a convenient laundry room, one bedroom, and a full bathroom. Upstairs, you'll find three additional generously sized bedrooms. With solid bones, classic character, and plenty of space, this home is ready for someone with a vision to bring it back to life. Whether you're looking for your next renovation project, an investment property, or a home to make your own, this property offers endless possibilities and the chance to build instant sweat equity.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

5/10
Lincoln Elementary SchoolGrades PK-40.1 mi
4/10
Laporte High SchoolGrades PK-120.8 mi
7/10

Construction

Condition

  • Year built: 1882

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Microwave,Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main
  • Area: 114.56
  • Dimensions: 10.52 x 10.89

Bedroom3

  • Level: Upper
  • Area: 150.76
  • Dimensions: 12.46 x 12.1

Bedroom4

  • Level: Upper
  • Area: 148.13
  • Dimensions: 10.9 x 13.59

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 180.86
  • Dimensions: 13.64 x 13.26

Features

  • None
  • Finished area above ground: 1,726

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,726
  • Total interior livable area: 1,726 sqft

Kitchen

  • Level: Main
  • Area: 180.37
  • Dimensions: 12.5 x 14.43

Laundry

  • Level: Main
  • Area: 67.69
  • Dimensions: 11.96 x 5.66

Living Room

  • Level: Main
  • Area: 229.63
  • Dimensions: 15.6 x 14.72

Primary Bedroom

  • Level: Upper
  • Area: 212.51
  • Dimensions: 13.89 x 15.3

Property

Details

  • Parcel number: 460636361012000043
  • Special condition: None

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,839 sqft
  • Features: Back Yard,Rectangular Lot

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$88$1,056
Property Taxes $119$1,428
Electricity $184$2,212
Total$1,148$13,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,360/yr
40% on housing$34,440/yr
45% on housing$30,613/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 46350$139
LaPorte County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 46350$131
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$142,500
2026-07-22Listed for sale$149,900

For Sale by Agent

AgentMike Liberatore
BrokerageMTM Realty Group

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