6983 E Division Rd, Mill Creek, IN, 46365
About This Home
This property has it all - privacy, space, comfort and utility! Set on 2 acres, this 4-bedroom, 4-bath home offers over 2,200 square feet of living space, 8' deep pool, and a 60' x 80' shop. The main level of the home includes a family room with vaulted ceilings, skylights, hardwood floors, and a fireplace, along with an eat-in kitchen featuring brand new LVT flooring, stainless steel appliances, and abundant cabinet space. A main floor bedroom and updated 3/4 bath provide flexibility for guests or related living. Upstairs you'll find three additional bedrooms, including a spacious primary suite with a private bath and walk-in closet. The basement is partially finished with a bathroom and egress window. Outside, the fenced backyard surrounds the 8-foot-deep in-ground pool and large deck, offering a private space for entertaining. The brand a brand new furnace and AC, and the whole-house Generac generator add peace of mind. Don't forget about the massive 60' x 80' pole barn, which includes two 16' x 16' overhead doors, a 12,000 lb 2-post lift, mezzanine storage, and ample room for vehicles, equipment, or workshop space. With 5" thick concrete, a 20' concrete apron, and stormwater management with two drywell basins. This property offers it all - privacy, space, comfort, and utility. Schedule your tour today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Range Hood,Refrigerator,Range,Microwave,Dishwasher
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Unfinished,Sump Pump,Full
Bedroom2
- Level: Main
- Area: 168
- Dimensions: 12.0 x 14.0
Bedroom3
- Level: Upper
- Area: 143
- Dimensions: 13.0 x 11.0
Bedroom4
- Level: Upper
- Area: 120
- Dimensions: 12.0 x 10.0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 2
Dining Room
- Level: Main
- Area: 77
- Dimensions: 7.0 x 11.0
Family Room
- Level: Main
- Area: 364
- Dimensions: 26.0 x 14.0
Features
- Eat-in Kitchen,Walk-In Closet(s),Soaking Tub,High Ceilings
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area above ground: 2,189
Foyer
- Level: Main
- Area: 60
- Dimensions: 12.0 x 5.0
Heating
- Heating features: Natural Gas
Interior Area
- Total structure area: 2,253
- Total interior livable area: 2,253 sqft
Kitchen
- Level: Main
- Area: 196
- Dimensions: 14.0 x 14.0
Living Room
- Level: Main
- Area: 294
- Dimensions: 21.0 x 14.0
Primary Bedroom
- Level: Upper
- Area: 280
- Dimensions: 14.0 x 20.0
Property
Details
- Parcel number: 460832300007000068
- Special condition: None
Features
- Levels: Two
- Has view: Yes
- View description: Rural
Lot
- Lot size: 2 Acres
- Features: Back Yard,Rectangular Lot,Private,Front Yard,Few Trees
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,635 | $43,620 |
| Home Insurance * | $472 | $5,664 |
| Property Taxes | $614 | $7,368 |
| Electricity | $206 | $2,478 |
| Total | $4,927 | $59,124 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $675,000 |
| 2026-08-04 | Price change | $699,000 |
| 2026-06-30 | Listed for sale | $719,000 |
| 2014-09-08 | Sold | $185,000 |
| 2014-07-01 | Price change | $192,750 |
| 2014-06-17 | Price change | $208,000 |
| 2014-04-12 | Listed for sale | $249,000 |
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