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1523 4th St, Bedford, IN, 47421

2beds
1baths
1,212sqft
$117,900
$97price/sqft
$924/moest. monthly cost
$36,960/yrincome needed

About This Home

Don't miss this 2 bedroom, 1 bath home in town. This home offers "single-level" living and features large rooms, high ceilings, wood floors, and convenient location with easy access to downtown Bedford or Highway 37. The main floor includes: living room, family room/den, 2 bedrooms, bathroom, kitchen and laundry. Additionally, there is a detached garage for extra storage or workshop.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
6/10
Bedford Middle SchoolGrades 7-81.0 mi

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Main
  • Area: 180

Features

  • Ceiling-9+,Laminate Counters,Eat-in Kitchen,Stand Up Shower
  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,212

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,212
  • Total interior livable area: 1,212 sqft

Kitchen

  • Level: Main
  • Area: 170

Living Room

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 470611340046.000010

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered

Lot

  • Lot size: 4,965 sqft
  • Features: Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 50x120

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Utilities
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $596$7,152
Home Insurance *$86$1,032
Property Taxes $58$696
Electricity $184$2,212
Total$924$11,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,680/yr
40% on housing$27,720/yr
45% on housing$24,640/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 47421$134
Lawrence County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 47421$132
Lawrence County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Listed for sale$117,900
2023-06-20Sold$60,000

For Sale by Agent

AgentPaul Meyer
BrokerageBenish Real Estate Group

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