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601 O St, Bedford, IN, 47421

3beds
2baths
1,094sqft
$184,900
$169price/sqft
$1,386/moest. monthly cost
$55,440/yrincome needed

About This Home

Beautifully updated 3 bed, 2 bath home offering a comfortable, move-in ready layout. Renovated in 2024, this 1,094 sq ft home features fresh flooring, a stylish kitchen with granite countertops and newer appliances, and inviting living spaces filled with natural light. The home includes a spacious primary suite with a private bath featuring a tiled shower with multiple spray options and a rainfall-style shower head. The additional bedroom and bathroom provide flexibility for guests, family, or a home office. Outdoor spaces include refreshed front and back porches—perfect for relaxing or entertaining. A great blend of modern updates and everyday comfort, ready for its next owner to enjoy.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

5/10
6/10
Bedford Middle SchoolGrades 7-80.8 mi

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,094

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,188
  • Total interior livable area: 1,094 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 260

Property

Details

  • Parcel number: 470614201049.000010

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,049 sqft
  • Features: Corner Lot
  • Lot size dimensions: 51X59

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$136$1,632
Property Taxes $132$1,584
Electricity $184$2,212
Total$1,386$16,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,520/yr
40% on housing$41,580/yr
45% on housing$36,960/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 47421$133
Lawrence County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 47421$132
Lawrence County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$184,900
2026-03-15Listing removed--
2026-01-02Price change$180,000
2025-11-21Listed for sale$185,000
2023-01-18Sold$100,000
2022-12-20Pending sale$119,900
2022-12-19Contingent$119,900
2022-12-14Price change$119,900
2022-11-16Price change$124,900
2022-10-27Listed for sale$129,318
2015-09-29Sold$45,000
2015-07-09Price change$45,000
2015-05-16Price change$49,900
2015-01-21Listed for sale$53,500
2013-08-08Listing removed$49,900
2013-05-08Price change$49,900
2013-04-02Price change$59,900
2013-03-10Listing removed$650
2013-03-05Listed for rent$650
2013-01-26Listed for sale$64,900
2012-10-20Listing removed$650
2012-09-22Listed for rent$650
2011-11-12Listing removed$600
2011-10-29Listed for rent$600
2011-05-08Listing removed$585

For Sale by Agent

AgentIsaiah Flinn
BrokerageWilliams Carpenter Realtors

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