1503 16th St, Bedford, IN, 47421
About This Home
HISTORIC. CONVENIENT. SPACIOUS. Welcome home to the JACOB DIEL HOME, built in 1895, renovated in 2001, 2013 and another facelift in 2021. This charming historic 1.5-story home offers FOUR bedrooms, TWO bathrooms, and a desirable location with off-street parking and timeless character throughout. Step onto the covered front porch and enter a welcoming living room that sets the tone for the home's warm and inviting atmosphere. The columns, stained-glass windows, archways, lighting, crown molding, and hardwood flooring are breathtaking. To the left, you'll find a versatile den or bedroom space, perfect for working from home, hobbies, or additional living space. To the right, the home features the dining area, kitchen, primary suite, and laundry area, providing the convenience of main-level living. A beautiful wooden staircase leads to the upper level, where you'll find two additional bedrooms, a loft, and a second full bathroom. The home also includes an unfinished basement, offering excellent storage space and future possibilities. Home comes complete with kitchen appliances, an HSA home warranty with buyer seven star upgrade, and has the possibility of qualifying for 100% USDA financing. With timeless character, a functional layout, and a convenient location, this home offers the perfect blend of historic charm and everyday comfort.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1895
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Refrigerator,Gas Cooktop,Gas Oven,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial,Unfinished,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 288
Features
- Ceiling Fan(s),Laminate Counters,Entrance Foyer,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Den,Gas Starter
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,448
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,448
- Total interior livable area: 2,448 sqft
Kitchen
- Level: Main
- Area: 56
Living Room
- Level: Main
- Area: 322
Office
- Level: Main
- Area: 180
Property
Details
- Parcel number: 470614341048.001010
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Porch Covered
- Fencing: Wood
Lot
- Lot size: 7,840 sqft
- Features: Irregular Lot,City/Town/Suburb
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance * | $169 | $2,028 |
| Property Taxes | $175 | $2,100 |
| Electricity | $224 | $2,692 |
| Total | $1,731 | $20,772 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-15 | Listed for sale | $230,000 |
| 2022-05-20 | Listing removed | -- |
| 2022-04-16 | Pending sale | $225,000 |
| 2022-04-16 | Listing removed | -- |
| 2022-03-01 | Pending sale | $225,000 |
| 2022-02-28 | Contingent | $225,000 |
| 2022-02-14 | Price change | $225,000 |
| 2021-12-10 | Listed for sale | $234,900 |
| 2021-06-09 | Listing removed | -- |
| 2021-03-16 | Listed for sale | $199,900 |
| 2021-03-09 | Listing removed | -- |
| 2019-10-08 | Listed for sale | $199,900 |
| 2017-01-29 | Listing removed | $875 |
| 2015-09-21 | Listing removed | $975 |
| 2015-09-14 | Price change | $975 |
| 2015-08-24 | Listed for rent | $1,250 |
| 2010-03-21 | Listing removed | $209,000 |
| 2010-01-16 | Listed for sale | $209,000 |
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