See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1113 W Oak St, Mitchell, IN, 47446

3beds
1baths
1,732sqft
$165,000
$95price/sqft
$1,295/moest. monthly cost
$51,800/yrincome needed

About This Home

Charming brick cottage-style home full of character and thoughtful updates, this 3-bedroom, 1-bath residence offers a cozy yet functional layout perfect for comfortable everyday living. Step inside to find a warm and inviting front living room featuring a beautiful wood-burning fireplace- ideal for relaxing evenings. The home has been refreshed with brand-new carpet and durable vinyl flooring, providing both comfort and style throughout. Enjoy peace of mind with major updates already completed, including a brand-new HVAC system and new PEX water lines. The kitchen and living spaces flow easily, making the home both practical and welcoming. Outside, you'll find a large backyard with plenty of room for entertaining, gardening, or pets. The property also includes a convenient carport and a separate workshop-perfect for storage, hobbies, or projects. This delightful cottage combines classic charm with modern updates, making it a wonderful place to call home.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
Burris Elementary SchoolGrades 3-50.6 mi
6/10
Mitchell Jr High SchoolGrades 6-80.1 mi
3/10
Mitchell High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,None
  • Laundry features: Dryer Hook Up Gas/Elec,Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Tub/Shower Combination
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,732

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,HVAC (16 Seer+)

Interior Area

  • Total structure area: 1,732
  • Total interior livable area: 1,732 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 221

Property

Details

  • Parcel number: 471435441007.000005
  • Zoning: R1

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch Covered
  • Exterior features: Workshop

Lot

  • Lot size: 9,888 sqft
  • Features: Level,City/Town/Suburb,Landscaped
  • Lot size dimensions: 75X132

Parking

  • Parking features: Concrete,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$155$1,860
Property Taxes $122$1,464
Electricity $184$2,212
Total$1,295$15,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,400/yr
40% on housing$38,850/yr
45% on housing$34,533/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 47446$108
Lawrence County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 47446$133
Lawrence County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$165,000
2022-04-20Sold$59,200
2020-01-13Sold$65,000
2019-10-09Listed for sale$59,900
2015-11-20Listing removed$79,900
2015-10-13Price change$79,900
2015-05-22Listed for sale$84,900
2014-12-26Sold$25,000
2014-08-06Price change$45,000
2013-08-07Listed for sale$57,900
2012-10-05Listing removed$58,000
2012-08-06Listed for sale$58,000

For Sale by Agent

AgentDavid Mullis
BrokerageKeach & Grove Real Estate, LLC

Similar Homes