203 S Main St, Culver, IN, 46511
About This Home
Discover a rare opportunity to own a charming, well-maintained Arts & Crafts-style bed & breakfast in the heart of downtown Culver, Indiana. You can have your Cottage & rent it too! This established business features 14 spacious BRs & 14 Baths total - including the lower level apartment. Each guest room has its own Bath and individual climate controls. The owners’ quarters take up both levels of the main home which consists of 3 BRs, 2.5 Baths, 2 living areas, dining room & kitchen. There are also 3 staircases in the property. Off-street parking is available for your guests plus outdoor seating areas. Guests will love the unbeatable downtown location, with shops, restaurants, & local attractions just steps away. The highly walkable setting makes it easy to experience everything Culver has to offer. Whether you’re looking to continue a successful lodging business or create your own vision, this exceptional property offers charm & an outstanding investment opportunity. Perfect for owner occupancy, guest overflow, event hosting or an additional income-producing rental. Some info taken from Marshall Cty. Buyers to measure for own satisfaction and perform due diligence.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Construction materials: Cement Board
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 15
- Bathrooms: 15
- Full bathrooms: 14
- 1/2 bathrooms: 1
Features
- Finished area below ground: 1,200
- Finished area above ground: 6,432
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Multiple Heating Systems
- Cooling features: Central Air
Interior Area
- Total structure area: 7,732
- Total interior livable area: 7,632 sqft
Property
Details
- Parcel number: 502116303009.000014
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.30 Acres
- Features: Corner Lot
- Lot size dimensions: 132 x 99
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,048 | $84,576 |
| Home Insurance * | $814 | $9,768 |
| Property Taxes | $1,384 | $16,608 |
| Electricity | $699 | $8,395 |
| Total | $9,945 | $119,340 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $1,394,000 |
| 2017-02-22 | Sold | $421,000 |
| 2014-11-13 | Listing removed | $799,000 |
| 2014-08-18 | Price change | $799,000 |
| 2014-08-15 | Listed for sale | $799,000,000 |
| 2002-03-13 | Sold | $155,000 |
| 1998-07-21 | Sold | $137,500 |
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