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16937 Thorn Rd, Culver, IN, 46511

3beds
2baths
1,440sqft
$493,000
$342price/sqft
$3,353/moest. monthly cost
$134,120/yrincome needed

About This Home

NEW PRICE! Ready for buyer to create a fun family home in Culver. Charming country property on 7.9 acres just minutes from the heart of Culver! Situated on a peaceful setting, this home at 16937 Thorn Rd offers comfortable living with 3 bedrooms and 1.5 baths. Enjoy spacious living areas filled with natural light, a functional layout perfect for everyday living, and plenty of outdoor space to relax, entertain, or simply enjoy the quiet surroundings.A standout feature of the property is the presence of three sizable outbuildings, offering exceptional flexibility for storage, hobbies, workshop space, equipment, recreational vehicles, or small business and agricultural needs. With ample room both inside and out, this property provides the ideal blend of functionality and rural charm. Conveniently located near town, schools, and Lake Maxinkuckee amenities, this property combines the best of country living with easy access to everything Culver has to offer. Whether you’re looking for a full-time residence, weekend retreat, or investment opportunity, this home is full of potential and ready for its next chapter.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Culver Elementary SchoolGrades PK-50.9 mi
5/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Block

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Main
  • Area: 182

Features

  • Flooring: Hardwood
  • Fireplace features: Breakfast Room,Family Room,Kitchen,Loft,1st Bdrm,2nd Bdrm,3rd Bdrm,Basement,Insert
  • Finished area below ground: 0
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main
  • Area: 154

Property

Details

  • Parcel number: 502108000015.000013
  • Zoning description: S-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered

Lot

  • Lot size: 7.85 Acres
  • Features: Many Trees,City/Town/Suburb,Rural
  • Lot size dimensions: 248 X 1249

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,492$29,904
Home Insurance *$287$3,444
Property Taxes $390$4,680
Electricity $184$2,212
Total$3,353$40,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,960/yr
40% on housing$100,590/yr
45% on housing$89,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 46511$183
Marshall County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46511$196
Marshall County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Price change$493,000
2026-05-24Listed for sale$523,000
2006-10-04Sold$160,000

For Sale by Agent

AgentNoreen Cagle
BrokerageMarquee Real Estate Group, LLC

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