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12638 Emerald Ct, Plymouth, IN, 46563

4beds
3baths
3,369sqft
$497,000
$148price/sqft
$3,380/moest. monthly cost
$135,200/yrincome needed

About This Home

Exquisite Craftsmanship Meets Modern Living! Privately nestled on two beautifully irrigated lots totaling just under one acre, this stunning 4-bedroom, 3-bath ranch offers luxury, comfort, and exceptional design in better-than-new condition. Step through elegant leaded glass doors into a breathtaking domed, illuminated entry that immediately sets the tone for the sophistication found throughout. The professionally remodeled kitchen is a true centerpiece, featuring custom Bertch/Lowery cabinetry, gorgeous quartz countertops, and premium KitchenAid appliances. Rich hardwood flooring and ceramic tile flow seamlessly throughout the home, complemented by built-in surround speakers for an elevated living experience. Unwind in the inviting family room, highlighted by a full masonry gas fireplace, or retreat to the unique octagon room with power blinds—ideal for enjoying year-round views of the meticulously manicured grounds. Additional highlights include California Closets for optimal organization, security system, reverse osmosis, and a whole-house generator for peace of mind. The partially finished basement expands your living space with a wet bar, built-in entertainment system and an alluring egress window. Enjoy grilling and the beautifully landscaped grounds from the covered porch located just off of the kitchen. The exceptional garage is a standout with an epoxy floor, sleek diamond plate paneling accents and both hot & cold water. Potential exists for relocating laundry back to the main level in the 4th bedroom/office where water lines have been left behind the drywall. First time offered for this truly one-of-a-kind property combines quality, privacy, comfort and luxury—an extraordinary opportunity you won’t want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Webster Elementary SchoolGrades PK-40.7 mi
5/10
6/10
Plymouth High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Gas Range,Water Softener Owned
  • Laundry features: Laundry Chute

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 208

Family Room

  • Level: Main
  • Area: 210

Features

  • 1st Bdrm En Suite,Breakfast Bar,Sound System,Walk-In Closet(s),Countertops-Solid Surf,Eat-in Kitchen,Open Floorplan,Double Vanity,Stand Up Shower,Tub and Separate Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room
  • Door features: Six Panel Doors
  • Window features: Window Treatments,Blinds
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 925
  • Finished area above ground: 2,444

Heating & Cooling

  • Heating features: Natural Gas,Conventional,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,437
  • Total interior livable area: 3,369 sqft

Kitchen

  • Level: Main
  • Area: 170

Living Room

  • Level: Main
  • Area: 299

Property

Details

  • Parcel number: 503294000158.000018
  • Other equipment: Generator Built-In,Air Purifier

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Irrigation System
  • Has spa: Yes
  • Spa features: Jet Tub
  • Fencing: Decorative

Lot

  • Lot size: 0.86 Acres
  • Features: Corner Lot,Few Trees,0-2.9999,Wooded,Rural Subdivision,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,513$30,156
Home Insurance *$282$3,384
Property Taxes $277$3,324
Electricity $308$3,706
Total$3,380$40,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,885/yr
40% on housing$101,400/yr
45% on housing$90,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 46563$122
Marshall County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46563$130
Marshall County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-21Listed for sale$497,000

For Sale by Agent

AgentMichelle Langdon
BrokerageCOLLINS and CO REALTORS - PLYMOUTH

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