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3455 E Bethel Ln, Bloomington, IN, 47408

4beds
3baths
3,120sqft
$409,000
$131price/sqft
$2,795/moest. monthly cost
$111,800/yrincome needed

About This Home

Beautifully remodeled 4-bedroom home with a study and 3 full baths, designed to maximize natural light throughout. The main level features an open, airy living room that feels warm and inviting, along with a fully updated kitchen complete with stainless steel appliances, solid surface countertops, and soft-close cabinetry. The adjoining dining area overlooks a serene, wooded backyard, and two generously sized bedrooms are also located on this level, along with a full bath. Upstairs, you’ll find an expansive primary suite filled with natural light from multiple windows, offering peaceful views. The luxurious ensuite bath includes separate vanities, an oversized walk-in shower, and a soaking tub set beneath a large picture window—perfect for enjoying the private wooded backdrop. Just outside the suite is a spacious bonus area ideal for entertaining or relaxing, complete with a personal bar service area. The walkout lower level provides additional living space with a large family room, a bedroom, a full bath with a walk-in shower, as well as a laundry and storage area—making it perfect for guests or extended living.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
9
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1963

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 3

Property

Lot

  • Lot size: 0.72 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$189$2,268
Property Taxes $252$3,024
Electricity $286$3,432
Total$2,795$33,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,828/yr
40% on housing$83,850/yr
45% on housing$74,533/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 47408$181
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47408$161
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentSamantha Brummett
BrokerageMillican Realty

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