317 W 14th St, Bloomington, IN, 47404
About This Home
Prime investment opportunity near Downtown & close Campus! Own two lots at 1/3 acre just moments from downtown Bloomington and minutes from campus. 920 N Madison St (202623468) and 317 W 14th St (202623273) can be purchased together for as a bundle for $490,000, or being sold separately for the prices listed in their separate listings. Whether you want to utilize the two existing homes for rental income or start fresh with a new development project, the potential here is unmatched. 920 N Madison St, the blue two-story home on the corner, features a main-level bedroom, full kitchen, and full bath. The upstairs loft features an additional bedroom and full bath, easily converting into a separate, fully operational flat. 317 W 14th St features a spacious, open floor plan, a fully enclosed back sunroom, 4 upstairs bedrooms, and 2 full bathrooms (one on the main level, one upstairs). Both properties come equipped with outbuilding sheds for excellent storage capacity, or other possibilities. Maximize your portfolio or build your dream project in a premier Bloomington location.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Gas Oven,Refrigerator,Washer
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Exterior Entry
Bedroom2
- Level: Upper
- Area: 121
- Dimensions: 11X11
Bedroom3
- Features: Other
- Level: Upper
- Area: 143
- Dimensions: 13X11
Bedroom4
- Features: Other
- Level: Upper
- Area: 117
- Dimensions: 13X9
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Kitchen Island
- Finished area below ground: 0
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,792
- Total interior livable area: 1,792 sqft
Kitchen
- Level: Main
- Area: 399
- Dimensions: 19X21
Laundry
- Level: Main
- Area: 54
- Dimensions: 9X6
Living Room
- Level: Main
- Area: 540
- Dimensions: 27X20
Master Bedroom
- Level: Upper
- Area: 182
- Dimensions: 14X13
Property
Details
- Parcel number: 530533204007000005
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 5,227 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $236 | $2,832 |
| Property Taxes | $379 | $4,548 |
| Electricity | $184 | $2,212 |
| Total | $3,327 | $39,924 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $225,000 |
| 2026-07-07 | Price change | $500,000 |
| 2026-06-13 | Listed for sale | $575,000 |
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