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3910 E 10th St, Bloomington, IN, 47408

4beds
2baths
1,464sqft
$281,000
$192price/sqft
$2,215/moest. monthly cost
$88,600/yrincome needed

About This Home

Fantastic, SPOTLESS east side home with a convenient location for IU Health Hospital, IU campus and east side shopping. This house has a long driveway with plenty of parking, over 1/2 acre yard and a one car attached garage. It is also located on the #6 bus route with the stop located a few doors away. There is a large deck, fenced in yard and so much privacy even though the house is so close to everything. Inside, this home has 4 bedrooms, very large kitchen, huge windows with really pretty views, and huge, dry basement. It has charm galore with slatted, wood doors and groovy mint condition cabinets. This house is MINT and fantastic! Long list of upgrades include; new custom oven, new roof, new gutter system, hot water tank less than 4 years old, carpeting less than 2 years old, entire interior painted, new toilets, new sink in main bathroom and new mirror lights, new basement windows.Truly move in ready.

Getting Around

29
WalkingCar-Dependent
28
TransitSome Transit
66
BikeBikeable

Schools

8/10
7/10
Tri-North Middle SchoolGrades 7-83.1 mi
9/10

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Shingle,Dimensional Shingles
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Refrigerator,Washer,Dryer-Electric,Oven-Built-In,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Block,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Features

  • 1st Bdrm En Suite,Ceiling Fan(s),Laminate Counters,Eat-in Kitchen,Main Level Bedroom Suite
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,464

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,928
  • Total interior livable area: 1,464 sqft

Property

Details

  • Parcel number: 530535404039.000005
  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Chain Link,Wood

Lot

  • Lot size: 0.56 Acres
  • Features: Irregular Lot,Near College Campus

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,420$17,040
Home Insurance *$130$1,560
Property Taxes $481$5,772
Electricity $184$2,212
Total$2,215$26,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,942/yr
40% on housing$66,450/yr
45% on housing$59,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 47408$181
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47408$161
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$310,000
2026-05-02Listing removed$2,200
2025-08-14Listed for rent$2,200
2024-09-12Listing removed$2,100
2024-08-07Price change$2,100
2024-07-30Price change$2,200
2024-07-22Listed for rent$2,400

For Sale by Agent

AgentGretchen Nall
BrokerageBloomington Rentals and Realty

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