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2983 N Bankers Dr, Bloomington, IN, 47408

4beds
3baths
2,088sqft
$415,000
$199price/sqft
$2,861/moest. monthly cost
$114,440/yrincome needed

About This Home

Step inside this charming mid-century modern tri-level home and discover the perfect blend of style, comfort, and recent updates. The main level features a bright living room with a beautiful bay window, a formal dining room, and a spacious kitchen complete with all appliances. Upstairs, you'll find three bedrooms and two full baths. The owner's suite includes a recently updated private bath with a walk-in tiled shower, new vanity with a solid-surface countertop, updated lighting, tile flooring, and a convenient linen closet. The shared hall bath has also been tastefully renovated with a tiled shower surround, new vanity, and updated light fixture. The lower level offers a family room featuring a limestone surrounded fireplace and built-in bookshelves, creating an inviting space for relaxing or entertaining.. A fourth bedroom on this level includes a versatile nook ideal for a home office, study area, or craft space. Recent improvements by the current owners include a new roof, siding, gutters, luxury vinyl plank flooring, fresh interior paint, a smart thermostat and professional landscaping. Set on a park like half-acre lot, this property offers mature surroundings, generous outdoor space and a wonderful neighborhood setting. Conveniently located near shopping, dining, schools, major highways, and Indiana University, this move-in-ready home offers the perfect blend of mid-century character, updated spaces, and everyday comfort.

Getting Around

4
WalkingCar-Dependent
14
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

9/10
Marlin Elementary SchoolGrades PK-61.4 mi
7/10
Tri-North Middle SchoolGrades 7-81.7 mi
9/10

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Limestone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Block

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108

Family Room

  • Level: Lower
  • Area: 312

Features

  • Bookcases,Ceiling Fan(s),Entrance Foyer,Stand Up Shower,Tub/Shower Combination
  • Flooring: Laminate,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 684
  • Finished area above ground: 1,404

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,088
  • Total interior livable area: 2,088 sqft

Kitchen

  • Level: Main
  • Area: 180

Living Room

  • Level: Main
  • Area: 234

Property

Details

  • Parcel number: 530521302024.000005

Features

  • Levels: Tri-Level
  • Patio & porch: Patio

Lot

  • Lot size: 0.52 Acres
  • Features: Level,City/Town/Suburb

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$192$2,304
Property Taxes $380$4,560
Electricity $191$2,296
Total$2,861$34,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,091/yr
40% on housing$85,830/yr
45% on housing$76,293/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 47408$179
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47408$161
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$415,000
2009-11-05Sold$180,000
2009-09-12Price change$179,900
2009-08-01Price change$184,900
2009-06-26Listed for sale$192,500

For Sale by Agent

AgentCarole Damon
BrokerageCapital Realty, Inc.

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