3121 N Ramble Rd W, Bloomington, IN, 47408
About This Home
Experience one of Bloomington‘s most established neighborhoods in this pristine home in Blue Ridge Estates. This lovely home has beautiful gardens and mature trees and has been updated with an open living modern plan. The entertaining kitchen has an enormous island with cooktop and loads of counter space for serious gourmets who need the preparation areas. Double ovens, extra storage and beautiful cabinetry, enhance this Cook’s dream. There is a beautiful sunroom for overflow entertaining space and three season comfort with vaulted ceilings and wooden millwork. The upper level great room, dining kitchen space has direct access to the family room with media area and access to the most sparkling garage in the neighborhood. Beautiful epoxy floors and finish create a tasteful and shiny storage area in this attached garage. The lower level of this shiny home has an additional bedroom and bathroom plus a dedicated laundry room with extra space for storage and folding. The upper level bedroom spaces get great natural light and have beautiful views of the professional landscaped yard with a Trex patio, arbors, terraced beds, and privacy fencing. The upper level primary suite is a result of two combined bedrooms, so there is incredible flex space with a primary bath with custom tile. The meticulous care of this home is obvious and all of the beautiful surfaces are accompanied by the well maintained encapsulated, crawlspace, gutter guards, and “unglamorous“ updates that are practical and definitely appreciated. Blue Ridge Estates is conveniently located on Bloomington’s northside near Indiana University and is an easy access route to the Indianapolis airport and Indianapolis commuters.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space,Daylight
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Level: Lower
- Area: 380
Features
- Breakfast Bar,Cathedral Ceiling(s),Kitchen Island,Stand Up Shower
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 726
- Finished area above ground: 1,312
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,038
- Total interior livable area: 2,038 sqft
Kitchen
- Level: Main
- Area: 345
Living Room
- Level: Main
- Area: 322
Property
Details
- Parcel number: 530521203021.000005
Features
- Levels: Tri-Level
- Patio & porch: Deck,Porch Covered
- Exterior features: Balcony
Lot
- Lot size: 0.49 Acres
- Features: Irregular Lot,Landscaped
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,320 | $27,840 |
| Home Insurance * | $212 | $2,544 |
| Property Taxes | $438 | $5,256 |
| Electricity | $186 | $2,241 |
| Total | $3,156 | $37,872 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Listed for sale | $469,500 |
| 2025-11-01 | Listing removed | $499,000 |
| 2025-05-28 | Price change | $499,000 |
| 2025-03-28 | Listed for sale | $549,000 |
| 2023-05-24 | Sold | $451,000 |
| 2023-04-19 | Listed for sale | $449,000 |
| 2015-05-01 | Sold | $260,000 |
| 2015-04-22 | Pending sale | $260,000 |
| 2015-03-31 | Listed for sale | $260,000 |
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