See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

610 W Ryan Rd, Bloomington, IN, 47403

3beds
2baths
1,260sqft
$305,000
$242price/sqft
$2,063/moest. monthly cost
$82,520/yrincome needed

About This Home

Welcome to 610 W Ryan Road, a bright and inviting 3-bedroom, 2 full bath home filled with natural light throughout. Sun-drenched rooms create a warm and uplifting atmosphere, while large windows enhance the open, airy feel of every space. Situated on a quiet street, this home offers both comfort and tranquility. The spacious layout provides easy living, with inviting main living areas and peaceful bedrooms perfect for relaxing. A 2-car garage adds convenience and ample storage. With its blend of charm, functionality, and abundant natural light, 610 W Ryan Road is a wonderful place to call home.

Getting Around

11
WalkingCar-Dependent
18
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

4/10
Summit Elementary SchoolGrades PK-61.1 mi
6/10
10/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Exhaust Fan,Gas Range,Gas Water Heater
  • Laundry features: Main Level

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 110

Features

  • 1st Bdrm En Suite,Ceiling Fan(s),Stand Up Shower
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Fireplace features: None
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,260

Heating & Cooling

  • Heating features: Natural Gas,High Efficiency Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Kitchen

  • Level: Main
  • Area: 88

Living Room

  • Level: Main
  • Area: 143

Property

Details

  • Parcel number: 530817107004.000008

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: Partial,Privacy,Wood

Lot

  • Lot size: 8,712 sqft
  • Features: Sloped,City/Town/Suburb
  • Lot size dimensions: 113 x 78

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$151$1,812
Property Taxes $186$2,232
Electricity $184$2,212
Total$2,063$24,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,731/yr
40% on housing$61,890/yr
45% on housing$55,013/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 47403$156
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47403$184
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$309,900
2026-03-19Listed for sale$319,500
2023-06-05Sold$290,000
2023-05-03Listed for sale$319,900
2017-05-09Sold$152,500
2017-03-10Listed for sale$149,900
2012-05-08Sold$125,000
2012-03-10Listed for sale$128,900
2011-07-12Listing removed$124,500
2011-06-01Price change$124,500
2010-12-10Price change$127,900
2010-08-03Listed for sale$129,900

For Sale by Agent

AgentMichelle Papp
BrokerageRE/MAX Acclaimed Properties

Similar Homes