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4400 S Inverness Crst, Bloomington, IN, 47401

5beds
6baths
7,200sqft
$1,650,000
$229price/sqft
$11,847/moest. monthly cost
$473,880/yrincome needed

About This Home

Enjoy the heirloom-quality finishes of this tasteful brick home on over 29 wooded acres. This Inverness Woods home on Bloomington’s east side is perfectly private with great access to Indiana University. This home on two parcels of land has well designed space with a library study, formal living and dining room combo, a bright cheerful, open maple kitchen with an opened great room with soaring two-story ceilings and a wall of windows. The primary suite wing is on the main level was added to create a retreat with its own private home office space, spa bath features, dual closets with custom organizers and tile walk-in shower. The upper level of the home has an additional ensuite bedroom with walk-in storage plus enormous secondary bedrooms and an upper level laundry room/hobby space perfect for artists or projects. Natural light shines into this home nestled around mature trees and rolling hills. Entertain with ease in the lower level of this home with wet bar and media space. Additional guest space and bath space on this lower level walk out is perfect for multigenerational living. There are additional recreation areas plus a movie theater for downtime. This quality home has an attached garage plus a detached garage with an upper level finished bonus room. Live near conveniences and shopping, yet feel totally private, in this beautifully crafted home near Lake Monroe and College Mall.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

7/10
Binford Elementary SchoolGrades PK-63.1 mi
7/10
Tri-North Middle SchoolGrades 7-85.4 mi
9/10

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main

Bedroom2

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 195

Family Room

  • Level: Main
  • Area: 357

Features

  • Number of fireplaces: 3
  • Fireplace features: Three +
  • Fireplace: Yes
  • Finished area below ground: 2,670
  • Finished area above ground: 4,530

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,200
  • Total interior livable area: 7,200 sqft

Kitchen

  • Level: Main
  • Area: 276

Living Room

  • Level: Main
  • Area: 288

Property

Details

  • Parcel number: 530813401001.000008

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 29.36 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$723$8,676
Property Taxes $2,121$25,452
Electricity $660$7,920
Total$11,847$142,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$406,182/yr
40% on housing$355,410/yr
45% on housing$315,920/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$171
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$1,875,000
2026-02-13Listed for sale$1,975,000
2025-01-31Sold$1,800,000

For Sale by Agent

AgentJeff Franklin
BrokerageFC Tucker/Bloomington REALTORS

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