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3528 S Glasgow Cir, Bloomington, IN, 47403

4beds
3baths
2,835sqft
$389,999
$138price/sqft
$2,668/moest. monthly cost
$106,720/yrincome needed

About This Home

Set in Bloomington’s Highlands neighborhood, this two-story home offers the space, function, and everyday comfort buyers are searching for with meaningful updates already in place. With 4 bedrooms, 2.5 baths, and 2,835 finished square feet, the layout gives each room a clear purpose while still offering flexible areas for gathering, working, relaxing, or hosting. The kitchen features an island and flows easily into the main living spaces, while the family room fireplace adds a warm focal point. The primary suite includes a walk-in closet and an updated bath with a stand-up shower, creating a more polished and comfortable retreat. A sunroom and back porch extend the living space outdoors, and the nearby walking trail adds everyday lifestyle appeal. Additional highlights include a newer roof, newer HVAC system, attached garage, storage shed, and a convenient Bloomington location close to local amenities.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
42
BikeSomewhat Bikeable

Schools

5/10
Summit Elementary SchoolGrades PK-61.1 mi
7/10
10/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Electric Water Heater

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 135

Family Room

  • Level: Main
  • Area: 323

Features

  • 1st Bdrm En Suite,Walk-In Closet(s),Kitchen Island,Stand Up Shower,Tub/Shower Combination
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,835

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,835
  • Total interior livable area: 2,835 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 272

Property

Details

  • Parcel number: 530817301125.000008

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,712 sqft
  • Features: Level,City/Town/Suburb,Near Walking Trail
  • Lot size dimensions: 0x0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$194$2,328
Property Taxes $243$2,916
Electricity $259$3,118
Total$2,668$32,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,474/yr
40% on housing$80,040/yr
45% on housing$71,146/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 47403$156
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47403$184
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$389,999
2026-06-23Listed for sale$395,000
2026-06-22Listing removed--
2026-06-15Price change$394,999
2026-06-04Listed for sale$399,900
2024-05-10Sold$369,000
2012-03-08Listing removed$186,000
2012-02-04Listed for sale$186,000

For Sale by Agent

AgentBrooke Hoffa
BrokerageCentury 21 Scheetz - Bloomington

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