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1109 W Pine Meadows Dr, Bloomington, IN, 47403

3beds
3baths
1,476sqft
$315,000
$213price/sqft
$2,194/moest. monthly cost
$87,760/yrincome needed

About This Home

3 bedrooms, 2.5 bathrooms

Getting Around

20
WalkingCar-Dependent
20
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

5/10
Summit Elementary SchoolGrades PK-60.3 mi
7/10
10/10

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Baseboard,Other,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,476 sqft

Property

Details

  • Parcel number: 530808305043000009

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 7,840 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$156$1,872
Property Taxes $262$3,144
Electricity $184$2,212
Total$2,194$26,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,222/yr
40% on housing$65,820/yr
45% on housing$58,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 47403$156
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47403$184
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-27Listed for sale$315,000
2007-01-25Sold$136,000

For Sale by Owner

AgentProperty Owner

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