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405 W Hillside Dr, Bloomington, IN, 47403

2beds
1baths
739sqft
$189,900
$257price/sqft
$1,568/moest. monthly cost
$62,720/yrincome needed

About This Home

This home offers new roof shingles in September, 2025! Charming bungalow in south McDoel Gardens is convenient to Switchyard Park, Downtown Bloomington and IU. One will love the huge, fenced backyard , off-street parking and proximity to downtown, parks and bus stops. This sweet home offers a large living room, eating-space kitchen and two bedrooms. The home offers newer HVAC that has a central air/heat pump plus Gas FA furnace, newer windows, carpeting and more.

Getting Around

50
WalkingSomewhat Walkable
24
TransitMinimal Transit
82
BikeVery Bikeable

Schools

6/10
8/10
10/10

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer/Dryer Stacked,Electric Range
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Tub/Shower Combination
  • Window features: Double Pane Windows
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 739

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 739
  • Total interior livable area: 739 sqft

Kitchen

  • Area: 120

Living Room

  • Area: 182

Property

Details

  • Parcel number: 530808100075.000009
  • Zoning: R4

Features

  • Levels: One
  • Stories: 1
  • Fencing: Privacy

Lot

  • Lot size: 5,662 sqft
  • Features: 0-2.9999,City/Town/Suburb,Near College Campus,Near Walking Trail,Historic District

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$94$1,128
Property Taxes $330$3,960
Electricity $184$2,212
Total$1,568$18,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,760/yr
40% on housing$47,040/yr
45% on housing$41,813/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 47403$157
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47403$184
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$189,900
2026-02-12Listing removed$189,900
2025-08-13Listed for sale$189,900

For Sale by Agent

AgentKathy Stallsmith
BrokerageRealty Professionals

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