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2244 E Cape Cod Dr, Bloomington, IN, 47401

4beds
3baths
3,262sqft
$498,000
$153price/sqft
$3,475/moest. monthly cost
$139,000/yrincome needed

About This Home

This lovely four bedroom, three full bath condo offers a ranch over walkout lower level, two primary suites, large rooms, an abundance of storage, two cozy fireplaces, a sunroom on each level, and the only stand alone condo in the Sycamore Village neighborhood. ANY UPDATES have been taken care of including: complete remodel of main level primary bath in 2025, new roof, furnace, and a/c in 2020, new luxury vinyl plank flooring in the lower level common areas, and newer kitchen appliances. Garage has tons of built in storage cabinets and a utility sin. Premium location on the Southeast side of Bloomington, with close proximity to Indiana University, IU Health hospital, the neighborhood park, Eastside shopping, restaurants, and bars. Easy to show and available for a quick closing; schedule your closing today! NOTE: A flooring allowance is being offered by the sellers to address the stained carpet in the lower level bedroom. Realtors please submit an addendum requesting the allowance with your offer to purchase.

Getting Around

38
WalkingCar-Dependent
27
TransitSome Transit
50
BikeBikeable

Schools

8/10
Childs Elementary SchoolGrades PK-60.8 mi
9/10
10/10

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Oven,Electric Range
  • Laundry features: Sink,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Family Room

  • Level: Lower
  • Area: 345

Features

  • 1st Bdrm En Suite,Ceiling Fan(s),Walk-In Closet(s),Entrance Foyer,Split Br Floor Plan,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite
  • Window features: Window Treatments
  • Flooring: Carpet,Parquet
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,623
  • Finished area above ground: 1,639

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,262
  • Total interior livable area: 3,262 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 530810102009.000009

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Features: Planned Unit Development,City/Town/Suburb,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,518$30,216
Home Insurance *$218$2,616
Property Taxes $440$5,280
Electricity $299$3,588
Total$3,475$41,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,142/yr
40% on housing$104,250/yr
45% on housing$92,666/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$172
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$498,000
2026-05-29Price change$519,999
2026-04-08Price change$539,000
2026-03-14Listed for sale$547,900
2021-03-24Listing removed--
2015-06-14Listing removed$1,250
2015-06-05Listed for rent$1,250
2014-02-27Sold$194,400
2013-10-17Price change$214,900
2013-07-31Price change$224,900
2013-07-18Listed for sale$234,900
2012-10-30Listing removed$242,900
2012-07-31Price change$242,900
2012-01-26Price change$251,900
2011-11-04Price change$254,900
2011-09-30Listed for sale$259,500

For Sale by Agent

AgentMelissa Murphy
BrokerageCentury 21 Scheetz - Bloomington

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