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614 W Allen St, Bloomington, IN, 47403

2beds
1baths
1,314sqft
$274,000
$209price/sqft
$1,952/moest. monthly cost
$78,080/yrincome needed

About This Home

This beautifully renovated 2-bedroom home is just 7 minutes from Indiana University, making it an ideal investment, student housing, or personal residence in a prime Bloomington location. Completely taken down to the studs and meticulously redone with high-quality finishes, the home feels like new while retaining its charming character. Step inside to find a fully furnished, move-in ready gem where every detail has been thoughtfully curated for comfort and convenience. Both bedrooms are equipped with premium bedding: one features an En50 Sleep System adjustable mattress, while the other offers an Ease Sleep System mattress. All bed linens, pots and pans, and housewares are included. The home comes completely furnished - every piece of furniture, decor, and even the outdoor furniture under the covered porch stays with the property. Modern appliances, including a full-size washer and dryer, are also included, so you can move in (or rent it out) with zero hassle. Whether you're looking for a turnkey home near campus, a low-maintenance rental property, or a comfortable personal retreat, this fully upgraded and fully furnished home checks every box. Nothing to do but enjoy the proximity to IU, local dining, and everything Bloomington has to offer.

Getting Around

59
WalkingSomewhat Walkable
31
TransitSome Transit
70
BikeVery Bikeable

Schools

6/10
9/10
10/10

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Refrigerator,Washer,Water Heater
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 117
  • Dimensions: 9x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 77
  • Dimensions: 7x11

Features

  • Tray Ceiling(s)
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,314
  • Total interior livable area: 1,314 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Dimensions: closet

Living Room

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 176
  • Dimensions: 11x16

Master Bedroom

  • Features: Tile-Ceramic
  • Level: Main
  • Dimensions: 19 10

Property

Details

  • Parcel number: 530805402041000009
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,385$16,620
Home Insurance *$136$1,632
Property Taxes $247$2,964
Electricity $184$2,212
Total$1,952$23,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,925/yr
40% on housing$58,560/yr
45% on housing$52,053/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 47403$157
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47403$184
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$269,000
2026-08-03Price change$274,000
2026-07-06Price change$279,000
2026-06-22Listed for sale$284,000
2026-06-21Listing removed$2,500
2026-06-07Price change$2,500
2026-05-26Listed for rent$2,800
2025-02-14Sold$239,000
2025-01-17Pending sale$239,000
2024-10-09Price change$239,000
2024-09-30Price change$249,000
2024-08-31Listed for sale$259,000
2021-08-27Listing removed--
2021-08-25Listed for rent$1,200
2021-03-03Listing removed--
2021-01-24Price change$264,900
2020-12-22Price change$269,900
2020-11-19Price change$274,900
2020-10-19Price change$279,999
2020-09-30Price change$286,999
2020-09-23Listed for sale$292,000
2019-12-10Sold$80,000
2019-10-17Listed for sale$89,000

For Sale by Agent

AgentSarah Hamilton
BrokerageCarpenter, REALTORS®

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