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6655 S Harmony Rd, Bloomington, IN, 47403

3beds
1baths
1,248sqft
$99,900
$80price/sqft
$788/moest. monthly cost
$31,520/yrincome needed

About This Home

Great opportunity to make this home your own! This 1,248 sq ft property offers a spacious layout and sits on a generously sized lot with a wooded backdrop, providing privacy and a peaceful setting. The home is ready for updates and improvements, making it ideal for buyers looking to add value and personalize their space. With a functional layout and plenty of room to work with, this property offers a strong foundation for renovation and future potential. Whether you're looking to create your own home or invest in a project with upside, this is a chance to build equity and bring your vision to life.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

5/10
6/10
9/10

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Refrigerator,Washer,Dryer-Electric,Electric Range,Electric Water Heater

Basement

  • Basement: Crawl Space,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 80

Family Room

  • Level: Main
  • Area: 276

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,248

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Kitchen

  • Level: Main
  • Area: 90

Living Room

  • Level: Main
  • Area: 195

Property

Details

  • Parcel number: 530933401001.000015

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.48 Acres
  • Features: 0-2.9999,Rural

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$49$588
Property Taxes $50$600
Electricity $184$2,212
Total$788$9,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,017/yr
40% on housing$23,640/yr
45% on housing$21,013/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 47403$158
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47403$184
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Price change$109,900
2026-03-20Listed for sale$120,000
2008-06-12Sold$85,000

For Sale by Agent

AgentAmy Kopp
BrokerageRE/MAX Acclaimed Properties

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