5430 E James Rd, Bloomington, IN, 47408
About This Home
Just minutes from Indiana University, but tucked away on a private road, is this brick home surrounded on 6.55 acres of wooded beauty. This custom home with beautiful natural textures on all three levels has stunning views. This earthy home with two geothermal units has skylights, passive, solar and beautiful custom features that include curved stair, beautiful fireplace and spacious bedrooms. The main level primary suite has a luxury bath that’s been updated and has serene views of the garden. The upper level bedrooms are en suite, have a loft overlook and also feature a secondary stair and additional storage area. This home on a ridge has built-ins throughout and a beautifully updated kitchen with induction stove, recent appliances, and a beautiful built in eat in breakfast room. The finished lower level features a wonderful recreation room that walks out to a stupendous south facing lawn surrounded by mature trees on the perimeter. There is a detached gardening utility garage that is great for outdoor entertaining. James Road in Kingston Estates is one of Bloomington‘s favorite established neighborhoods that is on a cul-de-sac with neighbors on estate sized sites. Pop into Bloomingfoods in three minutes from this conveniently located home that feels separated from it all, but is close to everything. Great access to Indiana University, College Mall, and Bloomington’s cultural activities
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Refrigerator,Washer,Electric Cooktop,Dryer-Electric,Oven-Built-In,Electric Oven
- Laundry features: Sink
Basement
- Has basement: Yes
- Basement: Full
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 252
Family Room
- Level: Lower
- Area: 792
Features
- 1st Bdrm En Suite,Breakfast Bar,Bookcases,Walk-In Closet(s),Countertops-Solid Surf,Entrance Foyer,Kitchen Island,Double Vanity,Stand Up Shower,Tub and Separate Shower,Tub/Shower Combination,Formal Dining Room
- Window features: Skylight(s)
- Flooring: Hardwood,Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 774
- Finished area above ground: 5,895
Heating & Cooling
- Heating features: Geothermal
- Cooling features: Central Air
Interior Area
- Total structure area: 8,723
- Total interior livable area: 6,669 sqft
Kitchen
- Level: Main
- Area: 234
Living Room
- Level: Main
- Area: 304
Office
- Level: Main
- Area: 280
Property
Details
- Parcel number: 530631401004.000003
- Other equipment: Built-In Entertainment Ct
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered
Lot
- Lot size: 6.55 Acres
- Features: Irregular Lot
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,000 | $60,000 |
| Home Insurance * | $458 | $5,496 |
| Property Taxes | $694 | $8,328 |
| Electricity | $611 | $7,336 |
| Total | $6,763 | $81,156 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $989,000 |
View on Zillow