9950 S Tailwater Dr, Bloomington, IN, 47401
About This Home
This pristine home on Bloomington’s south side benefits from its great proximity to Indiana University, Monroe Lake and the 3.3 estate acre lot is adjacent to the green space near the boat launch and dam. Immerse yourself in the natural setting of this home in Tailwater Run. This pristine home is on a quiet cul-de-sac with an impeccable history of care. Enjoy garden views and site lines of mature trees from this ranch over finished walk out lower level. The volume ceiling in the great room enhances the fireplace and dining area with access to the garden room and the eat-in kitchen. Serious cooks will love the beautiful cabinetry and ample countertops in this kitchen with updated appliances and an enormous walk-in pantry. Built-in double ovens make entertaining and cooking for large groups a snap. The luxury main level owner’s suite has a spa bath and walk-in storage. Enjoy the spa tub and walk-in shower plus double vanity with extra storage. Beautiful custom tumbled limestone, Brazilian cherry flooring and paneled doors enhance this home with quality heirloom surfaces throughout. The main level of this home features three ensuite bedrooms. The lower level has an additional bedroom plus a full bath for convenient guest quarters. The lower level has a fantastic recreation area and media space plus access to the utility garage for your gardening needs. The lower level has additional unfinished storage and is light filled with slider doors out to the garden area. There is a dedicated stair over the side load 3 1/4 car garage to a finished bonus room that is perfect for extra office area, guest space or storage. The spotless home presents flawlessly and features a 2018 roof with transportable warranty, insulated crawlspace, whole house humidifier, Smithville Fiber Service, professional landscaping, and raised beds for those with a green thumb. This lovely neighborhood provides the benefits of being in the country with a neighborhood feel. This particular property borders the Army Corps of Engineers land and enjoys access to trails and the lake.
Getting Around
Car-Dependent
No Nearby Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2004
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Gas Cooktop,Dryer-Electric,Humidifier,Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial,Finished
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 100
Family Room
- Level: Lower
- Area: 1080
Features
- 1st Bdrm En Suite,Walk-In Closet(s),Eat-in Kitchen,Main Level Bedroom Suite,Great Room,Custom Cabinetry
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,168
- Finished area above ground: 2,845
Heating & Cooling
- Heating features: Natural Gas,Propane Tank Owned
- Cooling features: Central Air
Interior Area
- Total structure area: 5,181
- Total interior livable area: 4,013 sqft
Kitchen
- Level: Main
- Area: 180
Living Room
- Level: Main
- Area: 357
Property
Details
- Parcel number: 531134201014.000006
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 3.34 Acres
- Features: Irregular Lot
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,641 | $55,692 |
| Home Insurance * | $402 | $4,824 |
| Property Taxes | $631 | $7,572 |
| Electricity | $367 | $4,414 |
| Total | $6,041 | $72,492 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Listed for sale | $918,000 |
| 2025-11-02 | Listing removed | $912,000 |
| 2025-06-30 | Price change | $912,000 |
| 2025-04-01 | Listed for sale | $939,000 |
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