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9415 S Harbour Pointe Dr, Bloomington, IN, 47401

2beds
2baths
2,050sqft
$349,000
$170price/sqft
$2,325/moest. monthly cost
$93,000/yrincome needed

About This Home

Welcome to this lovingly cared for home in Harbour Pointe at The Pointe, Lake Monroe’s premier golf community. Enjoy the life of leisure with easy access to the lake, 18-hole golf course, community swimming pool, tennis courts and a restaurant on site. This one-level home has beautiful curb appeal and sits on a quiet street in a gated community. Enjoy your morning beverage in the all-season room with views of mature trees and the golf course in the background. The extra-large great room has plenty of windows to take in the views and includes custom built-in cabinetry. Adjacent to the great room are the kitchen and dining area with ample cabinet space, a bar, a built-in wine rack and cabinet, and a spectacular double-sided fireplace serving both the great room and the dining area. With two bedrooms, and a flex room/den, there is ample space for guests, hobbies or a home office. The primary suite includes a large walk-in closet and a more recently updated primary bathroom with an amazing, tiled walk-in shower with easy entry. The two-car garage will hold both your vehicles, or if you prefer, one vehicle and your golf cart! Harbour Pointe Association fees cover the lawn maintenance and snow removal for the residents. Come and see what living is like in this beautiful, gated community on Indiana’s largest reservoir, Lake MonroeThere is access for residents to the lake from Harbour Pointe Drive. There is boat and RV storage on Pointe Road, just across from The Pointe community. The home is built on a slab but the owner had Commercial Service re-plumb all water supply lines for the entire house in 2022, so there are no longer any water supply pipes under the slab.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
17
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Gas Range,Gas Water Heater

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 180

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,050

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 2,050 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 600

Office

  • Level: Main
  • Area: 120

Property

Details

  • Parcel number: 531122203044.000006

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association

Lot

  • Lot size: 0.30 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$153$1,836
Property Taxes $221$2,652
Electricity $187$2,255
Total$2,325$27,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,714/yr
40% on housing$69,750/yr
45% on housing$62,000/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$171
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$349,000
2026-06-27Price change$369,000
2026-06-12Listed for sale$379,000

For Sale by Agent

AgentJanie Ackerman
BrokerageGriffin Realty Holdings LLC

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