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7245 S Zikes Rd, Bloomington, IN, 47401

2beds
2baths
1,296sqft
$254,900
$197price/sqft
$1,722/moest. monthly cost
$68,880/yrincome needed

About This Home

Located in southern Monroe County, this USDA-eligible property presents a fantastic opportunity for qualified buyers. With 1,296 square feet of inviting living space, this charming residence features two spacious bedrooms and two bathrooms, making it ideal for comfortable everyday living. Additional highlights include a convenient carport and a detached 720-square-foot garage, perfect for storage or a creative workshop. The home boasts new flooring, vibrant paint, and stainless steel appliances, along with lovely open decks perfect for relaxation or entertaining. Location is key, and you'll appreciate being just minutes from Highway 37, making commuting a breeze. This move-in-ready home is an incredible find—don’t miss your chance!

Getting Around

16
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Level: Main
  • Area: 288

Features

  • Eat-in Kitchen,Stand Up Shower,Tub/Shower Combination,Great Room
  • Flooring: Vinyl
  • Fireplace features: None,Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 228

Office

  • Level: Main
  • Area: 84

Property

Details

  • Parcel number: 531104401017.000006

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Workshop
  • Fencing: Chain Link,Wood

Lot

  • Lot size: 0.41 Acres
  • Features: 0-2.9999,Rural,Rural Subdivision

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$111$1,332
Property Taxes $139$1,668
Electricity $184$2,212
Total$1,722$20,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,040/yr
40% on housing$51,660/yr
45% on housing$45,920/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$172
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$244,900
2026-08-08Price change$249,900
2026-07-21Listed for sale$254,900
2013-04-04Sold$0
2013-02-08Pending sale$69,000
2012-12-20Listed for sale$69,000
2012-10-26Sold$75,579
2012-10-15Listed for sale$77,900

For Sale by Agent

AgentDonald B Blackwell
BrokerageThe Real Estate Co.

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