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2910 N Smith Pike, Bloomington, IN, 47404

3beds
1baths
1,120sqft
$279,900
$250price/sqft
$1,901/moest. monthly cost
$76,040/yrincome needed

About This Home

Nearly 5 acres on the edge of Bloomington — with open meadow, mature trees, partial woods, city water, and room to breathe without giving up convenience. This 3-bedroom, 1-bath ranch home at 2910 N Smith Pike offers 1,120 square feet of main-level living plus a full unfinished basement, giving you practical space now and future potential later. The setting is the standout. Enjoy peaceful views from the covered front porch, space for gardening, pets, hobbies, outdoor projects, or simply a little more privacy than a typical in-town lot can offer. Inside, the home includes central heating and air, a functional ranch layout, and appliances that remain with the property, including the refrigerator, dishwasher, washer, electric dryer, and electric range. A converted outbuilding adds even more flexibility. Currently used as a hangout retreat, it could work well as a hobby space, studio, workshop, game room, or casual gathering area. For buyers searching for a Bloomington-area home with acreage, a full basement, an outbuilding, and a convenient location near town, this property offers a hard-to-find combination of land, utility, and potential at an approachable price point.

Getting Around

30
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

6/10
6/10
7/10
Edgewood High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 286

Property

Details

  • Parcel number: 530424101001.000011

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered

Lot

  • Lot size: 4.98 Acres
  • Features: Sloped,3-5.9999,Wooded,City/Town/Suburb

Parking

  • Total spaces: 1
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$132$1,584
Property Taxes $170$2,040
Electricity $184$2,212
Total$1,901$22,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,177/yr
40% on housing$57,030/yr
45% on housing$50,693/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 47404$145
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47404$186
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$279,900
2020-07-07Sold$150,000
2016-01-29Sold$110,000
2015-09-23Price change$119,900
2015-06-17Listed for sale$129,900

For Sale by Agent

AgentLesa Miller
BrokerageRE/MAX Acclaimed Properties

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