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104 Garfield St, Crawfordsville, IN, 47933

2beds
1baths
2,016sqft
$169,900
$84price/sqft
$1,219/moest. monthly cost
$48,760/yrincome needed

About This Home

Welcome home to this charming two-bedroom residence offering comfortable living and low-maintenance appeal. The spacious living room flows seamlessly into the dining area, creating an open and inviting space for everyday living and entertaining. Both bedrooms are generously sized and connected by a convenient Jack and Jill bathroom. The home features a full unfinished basement, providing excellent storage or future expansion possibilities. Outside, you'll find a one-car detached garage, a patio area, a small easy-to-maintain yard, and a covered front porch perfect for relaxing. With its stylish stucco exterior accented by modern black trim, this home offers great curb appeal and serves as an excellent alternative to condo living without the HOA fees. Conveniently located near downtown amenities and just minutes from I-74, you'll enjoy easy access to shopping, dining, and commuting routes. Seller is leaving the appliances, washer and dryer along with offering a 1 year home warranty. Property may qualify for certain lender incentives.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

--
7/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Microwave,Gas Oven,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 96
  • Dimensions: 8x12

Features

  • Attic Access,Ceiling Fan(s),Hardwood Floors
  • Flooring: Hardwood
  • Attic: Access Only
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Property

Details

  • Parcel number: 540732444023000030
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,049 sqft
  • Features: City Lot

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Winter Weather
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$118$1,416
Property Taxes $58$696
Electricity $184$2,217
Total$1,219$14,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,794/yr
40% on housing$36,570/yr
45% on housing$32,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 47933$123
Montgomery County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 47933$118
Montgomery County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$169,900
2025-11-25Listing removed$150,000
2025-11-18Listed for sale$150,000
2024-12-18Listing removed$149,000
2024-12-13Listed for sale$149,000
2023-02-21Sold$114,000
2023-01-17Pending sale$119,900
2023-01-15Price change$119,900
2023-01-04Listed for sale$129,900
2017-12-02Sold$78,400
2017-11-21Pending sale$78,400
2017-10-23Price change$78,400
2017-09-21Listed for sale$79,900

For Sale by Agent

AgentBrian Pyle
BrokerageCarpenter, REALTORS®

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