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45 Saint Clair St, Mooresville, IN, 46158

3beds
2baths
1,558sqft
$290,000
$186price/sqft
$2,132/moest. monthly cost
$85,280/yrincome needed

About This Home

Discover the inviting single-family residence at 45 St Clair St, a thoughtfully designed home built in 1960. With 1558 square feet of living space, this property is move-in ready, offering a seamless transition to a new lifestyle. This charming home provides three comfortable bedrooms, each offering a private retreat. Two full bathrooms ensure convenience and ease for daily routines. Completely renovated kitchen and new heat pump added. Set on a generous 23087 square foot lot, this single-story home offers ample outdoor space for relaxation or recreation. This exceptional property invites you to experience comfortable living; schedule your viewing today.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
8/10
Mooresville High SchoolGrades 9-120.2 mi
6/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Down Draft,Microwave,Electric Oven,Range Hood,Refrigerator,Electric Water Heater,Double Oven,Washer,Dryer
  • Laundry features: Laundry Closet

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Other
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Features

  • Attic Pull Down Stairs,Attic Access,Hardwood Floors,Breakfast Bar,Ceiling Fan(s),Entrance Foyer
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Masonry,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 1,558
  • Total interior livable area: 1,558 sqft

Kitchen

  • Features: Other
  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Master Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 550125380004000005
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Fenced,Full

Lot

  • Lot size: 0.53 Acres
  • Features: Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$152$1,824
Property Taxes $330$3,960
Electricity $184$2,212
Total$2,132$25,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,097/yr
40% on housing$63,960/yr
45% on housing$56,853/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 46158$144
Morgan County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 46158$160
Morgan County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$290,000
2026-07-15Pending sale$290,000
2026-06-08Price change$290,000
2026-05-29Listed for sale$305,000
2023-06-12Sold$250,000
2023-05-21Pending sale$255,000
2023-05-09Listed for sale$255,000
2023-04-24Pending sale$255,000
2023-04-19Listed for sale$255,000

For Sale by Agent

AgentJohn Dugan
BrokerageJCD Realty LLC

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