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204 S 1st St, Kentland, IN, 47951

4beds
1baths
1,876sqft
$175,000
$93price/sqft
$1,392/moest. monthly cost
$55,680/yrincome needed

About This Home

Discover this charming two-story home on a spacious corner lot in Kentland! The main floor features an inviting enclosed porch, an open living and dining area, and a beautiful eat-in kitchen with stainless steel appliances. The primary bedroom, full bath, and a convenient laundry room are also located on the main level. Upstairs are three additional bedrooms, offering flexible options--use them as separate rooms or open them up to create a larger shared space, perfect for a home office, play area, or guest suite. Step outside to enjoy a rear deck, patio, fenced yard, and a detached garage with a brand-new roof. Recent updates include a new roof, furnace, windows, and more. Move-in ready with plenty of space and character!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
5/10
3/10

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Stainless Steel Appliance(s),Refrigerator,Gas Water Heater,Gas Cooktop
  • Laundry features: Electric Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Area: 305.52
  • Dimensions: 27.5 x 11.11

Bedroom3

  • Area: 156
  • Dimensions: 13.0 x 12.0

Bedroom4

  • Area: 124.2
  • Dimensions: 11.5 x 10.8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 46.61
  • Dimensions: 7.9 x 5.9

Features

  • Ceiling Fan(s),Pantry,Eat-in Kitchen
  • Window features: Blinds
  • Finished area above ground: 1,876

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,876
  • Total interior livable area: 1,876 sqft

Kitchen

  • Area: 154.1
  • Dimensions: 13.4 x 11.5

Laundry

  • Area: 50.96
  • Dimensions: 12.4 x 4.11

Living Room

  • Area: 172.5
  • Dimensions: 15.0 x 11.5

Other

  • Area: 185.25
  • Dimensions: 24.7 x 7.5

Primary Bedroom

  • Area: 138.37
  • Dimensions: 13.7 x 10.1

Property

Details

  • Parcel number: 561621334040000011
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck,Patio,Enclosed
  • Exterior features: Fire Pit,Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.34 Acres
  • Features: Back Yard,Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$193$2,316
Property Taxes $131$1,572
Electricity $184$2,212
Total$1,392$16,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,725/yr
40% on housing$41,760/yr
45% on housing$37,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 47951$90
Newton County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 47951$89
Newton County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$180,000
2026-04-03Listed for sale$185,000
2023-03-17Sold$150,000
2023-02-19Contingent$149,900
2022-12-07Price change$149,900
2022-11-02Listed for sale$157,900

For Sale by Agent

AgentJana Caudill
BrokerageeXp Realty, LLC

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