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9133 E 400 S, Laotto, IN, 46763

5beds
3baths
2,259sqft
$320,000
$142price/sqft
$2,070/moest. monthly cost
$82,800/yrincome needed

About This Home

Accepted offer. Taking showings for back up offers. Rare basement ranch on a one acre rural lot. Large detached 3 car garge, privacy fenced in back yard and an above ground pool. Large rap around deck overlooks the back yard. Hardwood florrs in the living room, kitchen and breakfast space.Kitchen has a large 4x8 island with space for 2-3 stools. Large pantry off the kitchen. The first floor has three bedrooms with a full bath. The current owner used the bedroom in the basement as the master(does not meet ingress/egress requirements)with a full bath en suite and WIC. There is an additional bedroom(same ingress/egress issue) in the basement. A family room. utility area(wash tub sink) and another full bath round out the lower level. Second bath in basement has a ceramic surround encasing the tub/shower.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Avilla Elementary SchoolGrades PK-55.0 mi
4/10
East Noble Middle SchoolGrades 6-810.0 mi
6/10
East Noble High SchoolGrades 9-129.9 mi

Construction

Condition

  • Year built: 1978

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Dishwasher,Refrigerator,Washer,Dryer-Electric,Exhaust Fan,Electric Range,Electric Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Kitchen Island,Open Floorplan,Double Vanity,Stand Up Shower,Tub/Shower Combination
  • Window features: Window Treatments,Blinds
  • Flooring: Hardwood,Carpet,Laminate,Ceramic Tile
  • Finished area below ground: 1,070
  • Finished area above ground: 1,189

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,378
  • Total interior livable area: 2,259 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 224

Property

Details

  • Parcel number: 572122300004.000017
  • Zoning: S1

Features

  • Levels: One
  • Stories: 1
  • Pool features: Above Ground
  • Patio & porch: Deck,Porch Covered
  • Fencing: Privacy

Lot

  • Lot size: 1 Acres
  • Features: Rolling Slope,Rural
  • Lot size dimensions: 177x244

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$136$1,632
Property Taxes $109$1,308
Electricity $207$2,484
Total$2,070$24,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,971/yr
40% on housing$62,100/yr
45% on housing$55,200/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 46763$215
Noble County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 46763$188
Noble County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$320,000
2017-11-13Sold$150,500
2017-09-05Listed for sale$155,000

For Sale by Agent

AgentRichard W Hilker
BrokerageColdwell Banker Real Estate Gr

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