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5521 S 800 E, Laotto, IN, 46763

4beds
3baths
2,652sqft
$569,900
$215price/sqft
$3,612/moest. monthly cost
$144,480/yrincome needed

About This Home

Don’t miss out on this piece of heaven. Located in southwest Noble County, 20 minutes from Fort Wayne, Columbia City, Auburn, and Kendallville. This property provides the perfect balance of stunning country living with short drives to city amenities. Set on 8.22 lush, wooded acres, creating a peaceful and secluded retreat. Home boasts four bedrooms, including a very large master with vaulted ceiling, three closets and an en suite bathroom with a soaking tub and separate shower. With an additional full bath and a convenient half bath, the semi open floor plan offers an easy, natural flow throughout the home. The spacious family room is sure to become a favorite gathering spot. This move in ready, well maintained large 2 story home on a slab foundation features a wood burning fireplace in the living room, newer flooring and newer paint on the main floor, and thermal pane windows. The exterior features a covered porch, a 20x30 pavilion with a built in firepit and stamped concrete patio providing plenty of space for relaxing or entertaining, recently sealed paved driveway, attached 2 car garage, and a 24x36 pole barn featuring a metal roof. See the many updates in the attached documents.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Avilla Elementary SchoolGrades PK-56.7 mi
4/10
East Noble Middle SchoolGrades 6-811.5 mi
6/10
East Noble High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Electric Range,Electric Water Heater

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 110

Family Room

  • Level: Main
  • Area: 400

Features

  • Ceiling Fan(s),Laminate Counters
  • Window features: Storm Window(s)
  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,652

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,652
  • Total interior livable area: 2,652 sqft

Kitchen

  • Level: Main
  • Area: 110

Living Room

  • Level: Main
  • Area: 414

Property

Details

  • Parcel number: 572133300011.000017
  • Zoning: A1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 8.22 Acres
  • Features: Many Trees,Level,Sloped,Rural

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance *$242$2,904
Property Taxes $246$2,952
Electricity $243$2,917
Total$3,612$43,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,840/yr
40% on housing$108,360/yr
45% on housing$96,320/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 46763$142
Noble County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 46763$188
Noble County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$569,900
2026-06-26Price change$587,900
2026-06-22Listed for sale$599,900

For Sale by Agent

AgentScott Knapp
BrokerageWible Realty

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