710 Spring Beach Rd, Rome City, IN, 46784
About This Home
Start Showing Date: 5/18/2026 Set along 75 feet of Sylvan Lake shoreline with a George Sedgwick seawall, this updated 3 bedroom, 2.5 bath lake cottage delivers the kind of easy, year-round lake living buyers hope to find but rarely do. From the moment you step onto the expansive composite deck, the setting speaks for itself—wide water views, a fantastic swimming beach, and a location that is one of the best on the lake. Every major improvement has already been handled, creating a true move-in ready retreat where the focus can stay on enjoying the water, sunsets, and slower pace of lake life. Inside, the home feels warm, comfortable, and exceptionally cared for. The kitchen was designed with both function and quality in mind, featuring solid surface countertops, an updated backsplash, pantry storage, breakfast bar seating, and durable flooring that fits the lake lifestyle perfectly. Bathrooms have been beautifully redone, new LVP flooring was installed in 2019, and all windows were replaced in 2023. A long-life metal roof adds peace of mind, while the walkout lower level was fully renovated in 2024 with brand new carpet installed in 2025, offering a spacious family room, third bedroom, full bath, and excellent storage/mechanical space. The attached extra-deep 2 car garage provides abundant cabinet storage, workbench space, and potential winter boat storage. Composite decking, included roll-away dock, tons of storage throughout, a newer 14x10 shed, rebuilt seawall in 2015, and countless thoughtful updates make this a rare opportunity for low-maintenance lakefront living where all the important work has already been done.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Walkout Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Range,Gas Water Heater
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Finished,Concrete,Sump Pump
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Family Room
- Level: Lower
- Area: 585
Features
- Breakfast Bar,Ceiling Fan(s),Walk-In Closet(s),Countertops-Solid Surf,Eat-in Kitchen,Entrance Foyer,Great Room
- Window features: Blinds
- Flooring: Carpet,Tile
- Fireplace features: None
- Finished area below ground: 1,080
- Finished area above ground: 1,176
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,352
- Total interior livable area: 2,256 sqft
Kitchen
- Level: Main
- Area: 180
Living Room
- Level: Main
- Area: 323
Property
Details
- Parcel number: 570415400163.000011
- Other equipment: Sump Pump
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch Covered
- Fencing: None
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,Deck on Waterfront,Pier/Dock,Lake Front,Ski Lake
- Waterbody name: Sylvan Lake
- Frontage length: Channel/Canal Frontage(0),Water Frontage(75)
Lot
- Lot size: 10,018 sqft
- Features: Lake,Landscaped
- Lot size dimensions: 75x185x129
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $316 | $3,792 |
| Property Taxes | $363 | $4,356 |
| Electricity | $206 | $2,481 |
| Total | $4,171 | $50,052 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-05-08 | Listing removed | -- |
| 2025-05-05 | Listed for sale | $625,000 |
| 2017-08-02 | Sold | $345,000 |
| 2017-05-14 | Listed for sale | $365,000 |
| 2013-01-31 | Sold | $320,000 |
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