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1080 N Shore Dr, Rome City, IN, 46784

4beds
3baths
3,520sqft
$775,000
$220price/sqft
$5,631/moest. monthly cost
$225,240/yrincome needed

About This Home

Welcome to 1080 North Shore Drive in Rome City on Sylvan Lake, a stunning 669 acre all sports lake known for its scenic shoreline, island views, and destinations like Boy Scout Island with public walking trails. 4 HUGE BEDROOMS, 3 ENORMOUS AND NEW BATHROOMS including two en suites, TWO LIVING ROOMS, all set on just under an acre of wooded ground with DIRECT SKI LAKEFRONT ACCESS, a 3 car attached garage, and a 30 x 40 detached pole building. This beautifully updated ranch with a full finished walkout basement offers the kind of space, privacy, and waterfront lifestyle that is hard to find, sitting on approximately .88 acres with 141.45 feet of lake frontage that is planned to be dredged for even deeper water access. Step inside & you immediately feel the openness of the layout, with a bright main level featuring rich cherry hardwood floors, a spacious living area with a new wood burning stove with new tile surround add warmth and character for AFTER those cold winter ice fishing days. The kitchen is a true centerpiece with cherry cabinetry, brand new quartz countertops, an updated backsplash, and plenty of room to entertain & the mobile island in kitchen can be moved or removed entirely. The home offers four oversized bedrooms, two on the main level and two in the lower level, three with walk in closets, along with three large bathrooms featuring marble topped vanities and marble flooring. The walkout lower level expands your living space in all the right ways with a second living room, two HUGE brand new bedrooms, all new finishes, and a brand new wet bar that is perfect for hosting or creating a private retreat for guests or dedicate space for the kids. Brand new carpet, updated tile flooring, and fresh paint throughout make the entire home feel clean and move in ready. Beyond the interior, the setting is just as impressive. The wooded lot provides a private feel while still offering a gentle slope down to the water’s edge, giving you both usability and space between neighbors. Enjoy the newly added stone retaining wall along the waterfront patio area or spend evenings on the elevated deck, both perfect for relaxing or entertaining on the lakeside. A three car attached garage and a 30 x 40 detached pole building give you all the storage you need for lake toys, equipment, or even RV space. This is more than just a home, it is a full lake lifestyle with room to spread out, entertain, and enjoy everything Sylvan Lake has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

2/10
3/10
East Noble Middle SchoolGrades 6-85.8 mi
6/10
East Noble High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Metal
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Other,Walkout Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Refrigerator,Gas Range
  • Laundry features: Sink,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Other,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Lower
  • Area: 625

Features

  • 1st Bdrm En Suite,Breakfast Bar,Ceiling-9+,Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Eat-in Kitchen,Kitchen Island,Natural Woodwork,Open Floorplan,Pantry,Split Br Floor Plan,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Great Room,Custom Cabinetry
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Hardwood,Carpet,Tile
  • Fireplace features: Living Room
  • Attic: Pull Down Stairs,Storage
  • Finished area below ground: 1,760
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,780
  • Total interior livable area: 3,520 sqft

Kitchen

  • Level: Main
  • Area: 195

Living Room

  • Level: Main
  • Area: 340

Property

Details

  • Parcel number: 570415400023.000011
  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch Covered
  • Exterior features: Workshop
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Waterfront-Medium Bank,Deck on Waterfront,Boat Docking Rights,Pier/Dock,Pier/Dock Available,Deeded,Canal Front,Ski Lake
  • Waterbody name: Sylvan Lake
  • Frontage length: Channel/Canal Frontage(141.45),Water Frontage(141.45)

Lot

  • Lot size: 0.88 Acres
  • Features: Irregular Lot,Few Trees,Sloped,Other,0-2.9999,Wooded,Lake,Rural,Near Walking Trail
  • Lot size dimensions: 248 X 170

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,RV Access/Parking,Circular Driveway,Gravel,Stone
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$377$4,524
Property Taxes $1,014$12,168
Electricity $322$3,872
Total$5,631$67,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,062/yr
40% on housing$168,930/yr
45% on housing$150,160/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 46784$140
Noble County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 46784$198
Noble County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentDaniel R Orlando
BrokerageMike Thomas Associates

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