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623 Lions Dr, Rome City, IN, 46784

2beds
2baths
1,116sqft
$349,000
$313price/sqft
$2,557/moest. monthly cost
$102,280/yrincome needed

About This Home

Spend your summer weekends on Sylvan Lake. This is an all-sport lake that has both excellent fishing and a variety of areas for skiing. It offers you sixteen miles of shoreline and five basins to explore. You can keep two jet skis and a boat at your cottage without needing a dock. And there is no HOA here. There is parking here for five cars, so invite a couple friends to enjoy the lake. You wont find a more inviting price on an all-sport lake!!!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
3/10
East Noble Middle SchoolGrades 6-86.1 mi
6/10
East Noble High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 1908

Materials

  • Roof: Metal,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Partial

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,116

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,584
  • Total interior livable area: 1,116 sqft

Kitchen

  • Level: Main
  • Area: 153

Living Room

  • Level: Main
  • Area: 255

Property

Details

  • Parcel number: 570416200021.000011

Features

  • Levels: One and One Half
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Ski Lake
  • Waterbody name: Sylvan Lake
  • Frontage length: Channel/Canal Frontage(0),Water Frontage(65)

Lot

  • Lot size: 7,840 sqft
  • Features: Level,Lake

Parking

  • Total spaces: 1
  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$169$2,028
Property Taxes $440$5,280
Electricity $184$2,212
Total$2,557$30,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,668/yr
40% on housing$76,710/yr
45% on housing$68,186/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 46784$145
Noble County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 46784$198
Noble County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$385,000
2025-09-06Price change$399,000
2025-08-26Price change$410,000
2025-08-08Listed for sale$425,000
2024-04-15Sold$364,000
2024-03-15Pending sale$373,000
2024-03-11Listed for sale$373,000
2021-12-02Sold$250,000
2021-11-23Pending sale$250,000
2021-11-23Price change$250,000
2021-11-06Pending sale$299,900
2021-10-21Listed for sale$299,900
2015-06-15Sold$180,000
2015-05-25Pending sale$179,900
2015-05-08Price change$179,900
2015-04-12Listed for sale$189,900

For Sale by Agent

AgentPatti M Couperthwaite
BrokerageColdwell Banker Real Estate Group

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