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706 Richmond St, Kendallville, IN, 46755

5beds
2baths
1,908sqft
$244,900
$128price/sqft
$1,750/moest. monthly cost
$70,000/yrincome needed

About This Home

Welcome home to this beautifully renovated 5-bedroom, 2-bath residence offering modern updates while maintaining its classic charm. Step inside to find fresh paint throughout, all-new carpet and luxury vinyl flooring, and impressive 9-foot ceilings that create a spacious and inviting atmosphere. The updated kitchen features modern finishes and ample space for meal preparation and entertaining. Convenient main-level laundry adds everyday functionality, while both remodeled bathrooms have been thoughtfully updated with contemporary fixtures and finishes. Additional improvements include updated electrical wiring for peace of mind, along with a gas forced-air furnace and central air conditioning to keep you comfortable year-round. With five bedrooms, two full baths, and extensive renovations throughout, this move-in-ready Kendallville home offers the perfect combination of space, comfort, and modern convenience. Immediate possession available!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
4/10
East Noble Middle SchoolGrades 6-81.0 mi
6/10
East Noble High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 216

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,908

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,072
  • Total interior livable area: 1,908 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 570733240014.000020

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: Chain Link

Lot

  • Lot size: 8,712 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 66x132

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$176$2,112
Property Taxes $152$1,824
Electricity $184$2,212
Total$1,750$21,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,000/yr
40% on housing$52,500/yr
45% on housing$46,666/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 46755$100
Noble County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 46755$133
Noble County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$244,900
2026-07-01Pending sale$244,900
2026-06-09Listed for sale$244,900
2011-05-20Sold$38,000
2011-04-13Listed for sale$39,000
2011-01-03Listing removed$62,000
2010-07-24Listed for sale$62,000

For Sale by Agent

AgentTrey Forbes
BrokerageWeichert Realtors - Hoosier Heartland

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