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1821 Westwood Dr, Mount Vernon, IN, 47620

2beds
1baths
1,152sqft
$164,500
$143price/sqft
$1,207/moest. monthly cost
$48,280/yrincome needed

About This Home

Welcome to this freshly remodeled 2 bedroom, 1 bath home! From the moment you walk-in, you'll love all the modern touches. The home has an attached garage with interior access, beautiful landscaping, a newly fenced back yard perfect for children or pets, and located in a nice neighborhood. Following are the new updates: new siding, gutters, soffit, & shutters 1/26, new kitchen & bath 7/24, new windows, lighting, exterior doors, water heater & vinyl flooring 7/24, new appliances and washer & dryer 8/24, brand new electric range, garbage disposal, fence and landscaping 7/26, new extended driveway 8/25, updated furnace 7/24, and a roof that's only 3 yrs old! Every detail of this home has been thoughtfully upgraded and is move-in ready!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10
Mount Vernon High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Crawl/Raised
  • Roof: Shake / Shingle
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch, One Story

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Laminate Counters,Tub/Shower Combination,Main Level Bedroom Suite
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows
  • Flooring: Linoleum / Vinyl
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Baseboard,Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 652706110009000018
  • Zoning description: RT Residential Townhouse

Features

  • Patio & porch: Patio Open
  • Exterior features: Shingle,Vinyl,Brick
  • Fencing: Partial, Privacy
  • Has view: Yes
  • View description: City
  • Topography of land: Sloping

Lot

  • Lot size: 7,649 sqft
  • Features: 0-2.9999

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $831$9,972
Home Insurance *$119$1,428
Property Taxes $73$876
Electricity $184$2,212
Total$1,207$14,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,382/yr
40% on housing$36,210/yr
45% on housing$32,186/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 47620$102
Posey County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 47620$129
Posey County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$164,500
2024-03-19Sold$48,500
2024-02-28Pending sale$48,500
2020-06-13Listing removed$59,900
2020-05-29Listed for sale$59,900
2020-05-29Pending sale$59,900
2020-05-10Listed for sale$59,900

For Sale by Owner

AgentProperty Owner

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