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810 Mulberry St, Mount Vernon, IN, 47620

2beds
1baths
1,300sqft
$90,000
$69price/sqft
$778/moest. monthly cost
$31,120/yrincome needed

About This Home

This home will be sold as is with no inspections and buyer to pay title transfer fees. Half unfinished basement. House has some updated electric, but also still has original wiring. Gas furnace, hot water heater, central A/C, stove, refrigerator, washer, and dryer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
A B Chandler Elementary SchoolGrades K-515.1 mi
6/10
Henderson County South Middle SchoolGrades 6-817.6 mi
9/10
Henderson County High SchoolGrades 9-1219.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 652705430102000018

Lot

  • Lot size: 9,801 sqft

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$65$780
Property Taxes $74$888
Electricity $184$2,212
Total$778$9,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$31,120/yr
35% on housing$26,674/yr
40% on housing$23,340/yr
45% on housing$20,746/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 47620$103
Posey County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 47620$129
Posey County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$80,000
2026-07-31Listed for sale$90,000

For Sale by Owner

AgentProperty Owner
Phone(812) 457-4734
View on Zillow

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