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36 Park Ridge Dr, Mount Vernon, IN, 47620

5beds
3baths
2,829sqft
$750,000
$265price/sqft
$5,117/moest. monthly cost
$204,680/yrincome needed

About This Home

This incredible 4-5 bedroom home has been COMPLETELY remodeled and architect redesigned inside and out in the last two years by professional contractors. As you approach the home located on a 0.60 acre corner lot, notice the new stone and vinyl exterior design as well as the beautiful stamped concrete, new landscaping with irrigation system and covered front patio area. Enter into a spacious foyer (with tile flooring and a guest coat closet) that is open to the formal dining room with gas-log fireplace and is also open to the very large living room which features lovely wood flooring, a beautiful bay window, and custom cabinetry with glass-front doors and area for an entertainment center. From the living room, turn into the large breakfast room (included in kitchen measurement) which opens to a large covered deck overlooking the back yard. From the breakfast room, marvel at the incredible kitchen with tile flooring, granite counters, custom cabinetry (some with glass fronts) throughout, large island, wet bar area with wine rack, beautiful custom back splash, and a large farmhouse-style sink. All new appliances are included There is also a walk-in pantry with granite counter and lots of shelving. There is a large back foyer which opens from the patio. Off this area is the main level laundry room that includes a washer and dryer and shelving, a guest bath, and a 5th bedroom or office/den. The upper level has 3 bedrooms which share a beautiful hall bath with twin sinks, tile flooring, and a tub/shower with tile surround. The master suite is a dream with wood flooring and a spacious sitting area, 12' x 11' walk-in closet with custom shelving and drawers and a washer and dryer. The master bathroom features tile flooring, twin sinks, a tiled walk-in shower, and a separate commode area. Completing the home is the spacious family room in the lower level and a 24' x 14' storage room. The 2 1/2 car garage has an offset area with a workbench. There is also a 15' x 6' storage area off the patio. New Features in last two years include windows, 2 HVAC systems, exterior, landscaping, roof, fence, stamped concrete, irrigation system, new appliances, crown molding, wainscoting, tank-less water heater, sump pump, all new flooring, cabinetry, baths room and fixtures, kitchen, lighting, paint, basement finished and more!!! Square Feet is per Assessor of Posey County. All Square Feet and measurements are approximate and not guaranteed.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
West Elementary SchoolGrades K-50.6 mi
8/10
7/10
Mount Vernon High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Asphalt,Metal
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Dishwasher,Refrigerator,Washer,Electric Cooktop,Dryer-Electric,Down Draft,Washer/Dryer Stacked,Oven-Built-In,Electric Oven,Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Finished,Unfinished,Sump Pump

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 156

Family Room

  • Level: Lower
  • Area: 312

Features

  • Bookcases,Ceiling Fan(s),Walk-In Closet(s),Countertops-Solid Surf,Entrance Foyer,Kitchen Island,Pantry,Double Vanity,Wet Bar,Tub/Shower Combination
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,One
  • Fireplace: Yes
  • Finished area below ground: 367
  • Finished area above ground: 2,462

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,188
  • Total interior livable area: 2,829 sqft

Kitchen

  • Level: Main
  • Area: 312

Living Room

  • Level: Main
  • Area: 312

Property

Details

  • Parcel number: 652707200029.000018
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck Covered,Covered,Patio,Porch Covered
  • Fencing: Partial,Vinyl

Lot

  • Lot size: 0.60 Acres
  • Features: Corner Lot,City/Town/Suburb,Landscaped
  • Lot size dimensions: 175 x 149.35

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$546$6,552
Property Taxes $520$6,240
Electricity $259$3,111
Total$5,117$61,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,440/yr
40% on housing$153,510/yr
45% on housing$136,453/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 47620$95
Posey County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 47620$129
Posey County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-22Listed for sale$750,000
2009-09-25Sold$215,000
2009-05-03Listed for sale$229,900

For Sale by Agent

AgentMichelle Hudson
BrokerageF.C. TUCKER/SHRODE

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