See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

807 S Franklin St, Winamac, IN, 46996

6beds
3baths
2,980sqft
$299,000
$100price/sqft
$2,466/moest. monthly cost
$98,640/yrincome needed

About This Home

A truly unique property just inside the Winamac city limits, offering a rare 1.43-acre lot with open green space that backs up to the Panhandle Pathway trail. This spacious 6-bedroom, 2.5-bath home blends classic character with flexible living options—perfect for multi-generational households, extended family, or guests. The main level features four bedrooms, a full bath, and an updated kitchen complete with room for island seating, built-in coffee bar, and included appliances. A formal dining or family room area, large living room, and enclosed front porch provide inviting gathering spaces, while the rear mudroom/laundry offers bench seating with storage, utility sink, washer, dryer, and a convenient half bath. Upstairs, an extra-wide staircase leads to a loft-style living area, two additional bedrooms, a full bath, and a kitchenette with a cozy breakfast nook. The second level can seamlessly function as part of the main home or serve as a private suite for visiting family or older children. Outside, enjoy a one-car attached garage, two additional storage bays, lean-to, and a concrete side patio overlooking the yard. A second dwelling on the property provides a wonderful opportunity for guest accommodations, a home office, hobby space, or independent living for loved ones. It includes an open kitchen and living area (appliances included), two bedrooms, a full bath, and its own attached garage. This is a one-of-a-kind property that offers space, flexibility, and small-town charm—all within minutes of downtown Winamac.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10

Construction

Condition

  • Year built: 1890

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Range,Gas Water Heater
  • Laundry features: Sink,Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Family Room

  • Level: Main
  • Area: 180

Features

  • Laminate Counters,Guest Quarters,Kitchen Island,Kitchenette,Formal Dining Room
  • Flooring: Hardwood,Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,980

Heating & Cooling

  • Heating features: Electric,Natural Gas,Baseboard,Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 4,562
  • Total interior livable area: 2,980 sqft

Kitchen

  • Level: Main
  • Area: 208

Living Room

  • Level: Main
  • Area: 224

Property

Details

  • Parcel number: 661413300036.000011
  • Zoning: R2
  • Zoning description: Suburban Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Enclosed
  • Exterior features: Kennel,Workshop

Lot

  • Lot size: 1.43 Acres
  • Features: Irregular Lot,0-2.9999,City/Town/Suburb,Near Walking Trail,Landscaped
  • Lot size dimensions: 409x183

Parking

  • Total spaces: 1
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$232$2,784
Property Taxes $450$5,400
Electricity $273$3,278
Total$2,466$29,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,548/yr
40% on housing$73,980/yr
45% on housing$65,760/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 46996$115
Pulaski County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 46996
Pulaski County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$299,000
2026-02-12Price change$309,807
2026-01-07Price change$324,900
2025-11-20Listed for sale$329,900
2014-01-11Listing removed$149,900
2013-09-21Listed for sale$149,900

For Sale by Agent

AgentMarcy L Fox
BrokerageeXp Realty, LLC

Similar Homes