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1351 E 250 S, Winamac, IN, 46996

6beds
8baths
13,665sqft
$1,500,000
$110price/sqft
$10,838/moest. monthly cost
$433,520/yrincome needed

About This Home

This one of a kind extraordinary 43 acre gated estate is currently a successful bed and breakfast known as Mill Creek Gardens. With this sophisticated 15,000 sq ft private retreat, enjoy modern comfort, and ample space for everyone, a true hidden sanctuary. The formal and informal spaces seamlessly combine to entertain and delight guests. When entering the home you will be greeted with a breathtaking foyer that has a soaring ceiling, a grand staircase, glass elevator, and an exquisite chandelier. This property has so much to offer with 6 bedroom, 7.5 bathrooms, 5 car heated attached garage with charging station, natural lighting, additional pole barn, creek, fountain, movie theatre/media room, gourmet kitchen, stunning dining room with serving kitchen, solar panels, and whole home generator. Your guest will never lack comfort with each bedroom offering an attached full bathroom and mini bar. The lavish ensuite is an unbelievable oasis with 2 walk-in showers, jet tub, double vanities, private staircase, fireplace, and custom oversized walk-in closet. The manicured grounds offer a private retreat with natural tranquility and the enchanting covered gazebo is perfect for seamlessly hosting gatherings large and small.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Asphalt,Rubber,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Exhaust Fan,Electric Oven,Gas Range,Trash Compactor,Warming Drawer,Water Filtration System,Electric Water Heater,Gas Water Heater,Water Softener Owned
  • Laundry features: Dryer Hook Up Gas/Elec,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 660

Features

  • 1st Bdrm En Suite,Bookcases,Ceiling-9+,Cathedral Ceiling(s),Tray Ceiling(s),Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Eat-in Kitchen,Elevator,Entrance Foyer,Kitchen Island,Open Floorplan,Split Br Floor Plan,Double Vanity,Wet Bar,Kitchenette,Tub and Separate Shower,Main Level Bedroom Suite,Formal Dining Room,Custom Cabinetry
  • Window features: Window Treatments,Blinds
  • Flooring: Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,1st Bdrm,Gas Log,Insert
  • Fireplace: Yes
  • Finished area below ground: 3,000
  • Finished area above ground: 10,665

Heating & Cooling

  • Heating features: Natural Gas,Solar,Radiant,Multiple Heating Systems
  • Cooling features: Central Air,Multi Units,Geothermal

Interior Area

  • Total structure area: 15,127
  • Total interior livable area: 13,665 sqft

Kitchen

  • Level: Main
  • Area: 323

Living Room

  • Level: Main
  • Area: 1107

Office

  • Level: Upper
  • Area: 272

Property

Details

  • Parcel number: 660830300021.000006
  • Other equipment: Built-In Entertainment Ct,Home Theater,Generator Built-In,Generator-Whole House,Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Balcony,Fire Pit
  • Has spa: Yes
  • Spa features: Jet Tub
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,River Front,Creek
  • Frontage length: Water Frontage(1044)

Lot

  • Lot size: 42.80 Acres
  • Features: Irregular Lot,Sloped,15+,Rural,Near Walking Trail,Landscaped

Parking

  • Total spaces: 5
  • Parking features: Attached,Garage Door Opener,RV Access/Parking,Heated Garage,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$1,167$14,004
Property Taxes $835$10,020
Electricity $1,252$15,031
Total$10,838$130,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$371,588/yr
40% on housing$325,140/yr
45% on housing$289,013/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 46996$114
Pulaski County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 46996
Pulaski County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$1,450,000
2025-10-27Listed for sale$1,500,000

For Sale by Agent

AgentLynn Edgell
Brokerage@properties

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