See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

219 Frost Way, Cloverdale, IN, 46120

2beds
3baths
1,136sqft
$184,995
$163price/sqft
$1,579/moest. monthly cost
$63,160/yrincome needed

About This Home

Completely renovated Ranch home in Cloverdale with 2 Bedrooms, each featuring an ensuite Full Bath. Just minutes from I-70 and US 231, this move-in ready home combines modern updates with convenience and style. Updates include a new roof, siding, gutters, fresh paint, and new floor coverings. The large kitchen has beautiful wood cabinetry and stainless steel appliances. The spacious living room has room for a dining area or can function as one large family room, filled with natural light. The extra-large primary bedroom has an ensuite bath with a full-size walk-in shower and a walk-in closet with custom shelving. The second bedroom also includes a private ensuite bath with a huge soaker tub for relaxing. Outside, the corner lot features a 15x10 front deck perfect for BBQing or enjoying the outdoors. The oversized 1-car garage provides space to park a vehicle, plus room for storage or a workbench. The home also has municipal water, sewer, and high-fiber internet availability. Residents enjoy access to 5 maintained fishing ponds, a community clubhouse, inground pool, basketball courts, playground, and over 52 acres of common area. The home is part of the Cloverdale School District.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Cloverdale Middle SchoolGrades 5-81.6 mi
7/10
Cloverdale High SchoolGrades 9-121.5 mi
5/10

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: MicroHood,Electric Oven,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Attic Access,Attic Pull Down Stairs,Ceiling Fan(s),High Speed Internet,Eat-in Kitchen,Walk-In Closet(s)
  • Attic: Access Only,Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,136
  • Total interior livable area: 1,136 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Laundry

  • Level: Main
  • Area: 55
  • Dimensions: 11x5

Living Room

  • Level: Main
  • Area: 364
  • Dimensions: 13x28

Master Bedroom

  • Level: Main
  • Area: 280
  • Dimensions: 14x20

Property

Details

  • Parcel number: 671235104068000003
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$145$1,740
Property Taxes $315$3,780
Electricity $184$2,212
Total$1,579$18,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,137/yr
40% on housing$47,370/yr
45% on housing$42,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 46120$96
Putnam County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46120$133
Putnam County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$194,999
2026-04-01Listed for sale$199,999
2025-12-09Listing removed$199,995
2025-09-19Price change$199,995
2025-09-10Listed for sale$209,995
2025-09-07Listing removed$219,900
2025-07-02Price change$219,900
2025-03-23Listed for sale$229,900
2010-09-02Sold$45,222

For Sale by Agent

AgentDeidria Moore
BrokerageHoosier Roots Real Estate Solutions, LLC

Similar Homes