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105 Hurst Ave, Cloverdale, IN, 46120

2beds
1baths
1,568sqft
$49,900
$32price/sqft
$543/moest. monthly cost
$21,720/yrincome needed

About This Home

Investors and renovation-minded buyers - bring your vision to 105 Hurst Avenue! Located in the quiet community of Cloverdale, Indiana. Surrounded by well-maintained homes, this two-bedroom, one-bath property offers a great opportunity for an investor, experienced renovator, or buyer ready to bring new life to a home with plenty of possibilities. The spacious floor plan includes a large living room, a separate family room, and flexible areas that may be used for the creation of a third bedroom and/or second bathroom. The unfinished basement provides additional space for storage, a workshop, or future improvements. The basement has daylight and a ceiling around 7' tall or higher. This property will require substantial renovation and is being offered as-is, but its generous living space and neighborhood setting provide a promising foundation for the right buyer. Bring your tools, creativity, and vision to transform this fixer-upper into a comfortable home or investment property.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Cloverdale Middle SchoolGrades 5-80.4 mi
7/10
Cloverdale High SchoolGrades 9-120.4 mi
5/10

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Shake

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Property

Details

  • Parcel number: 671601104031000003

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$39$468
Property Taxes $68$816
Electricity $184$2,212
Total$543$6,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,617/yr
40% on housing$16,290/yr
45% on housing$14,480/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$32This listing

vs Other Active Listings

Avg $/sqft

ZIP 46120$100
Putnam County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46120$133
Putnam County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$49,900
2026-07-30Listed for sale$49,900

For Sale by Agent

AgentLynda Miller
BrokerageNewlin-Miller, REALTORSA®

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