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157 W Boone St, Cloverdale, IN, 46120

3beds
3baths
2,070sqft
$199,900
$97price/sqft
$1,434/moest. monthly cost
$57,360/yrincome needed

About This Home

Enjoy small-town living with easy access to big-city conveniences in the heart of Cloverdale! Located just minutes from I-70, this charming 3-bedroom, 2.5-bath home offers a convenient commute to Indianapolis and Terre Haute while being close to local parks, shops, and restaurants. Situated on a spacious double lot, the property features an inviting covered front porch, a detached two-car garage, and 1,232 square feet of comfortable living space, including a desirable main-level primary suite. The home also includes a partial concrete basement, providing excellent space for storage, seasonal items, or hobbies. Whether you're looking for your next chapter, room to grow, or a peaceful place to call home, this property offers the perfect combination of comfort, space, and convenience. Updates and features sheet attached showcasing the many recent improvements made by the current owners. Don't miss your opportunity to make this Cloverdale gem your own!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Cloverdale Middle SchoolGrades 5-80.5 mi
7/10
Cloverdale High SchoolGrades 9-120.4 mi
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Refrigerator,Washer,Gas Water Heater,Microwave

Basement

  • Has basement: Yes
  • Basement: Partial,Exterior Entry

Bedroom2

  • Level: Upper
  • Area: 90
  • Dimensions: 9x10

Bedroom3

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 160
  • Dimensions: 10x16

Features

  • Hardwood Floors,High Speed Internet
  • Flooring: Hardwood
  • Finished area below ground: 87

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,070
  • Total interior livable area: 2,070 sqft

Kitchen

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Master Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 671601104075000003
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.25 Acres
  • Features: Corner Lot,Sidewalks,Street Lights,Mature Trees

Parking

  • Total spaces: 21
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 21
  • Covered spaces: 21

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$156$1,872
Property Taxes $79$948
Electricity $189$2,277
Total$1,434$17,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,165/yr
40% on housing$43,020/yr
45% on housing$38,240/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 46120$96
Putnam County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46120$133
Putnam County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$199,900
2026-08-01Listed for sale$199,900
2021-01-25Sold$138,100
2020-12-05Pending sale$142,900
2020-11-21Price change$142,900
2020-11-18Pending sale$147,900
2020-11-13Price change$147,900
2020-11-09Price change$149,900
2020-11-06Price change$157,900
2020-10-22Listed for sale$159,900
2020-05-13Sold$40,000
2020-04-22Pending sale$59,900
2020-01-31Listed for sale$59,900

For Sale by Agent

AgentAlicia M. McAvene
BrokerageHighgarden Real Estate

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