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499 Ridgeland Rd, Greencastle, IN, 46135

3beds
2baths
3,344sqft
$295,000
$88price/sqft
$2,228/moest. monthly cost
$89,120/yrincome needed

About This Home

Discover the ease of single-story living at 499 Ridgeland RD, a welcoming condominium in GREENCASTLE, IN. Constructed in 2003, this 1672 square foot residence is move-in ready, offering a seamless transition to your new lifestyle. Its ranch architectural style presents a timeless appeal, designed for comfortable and convenient living. The heart of this home, the kitchen, is thoughtfully designed for both culinary pursuits and social gatherings. It features a G-shaped layout, providing ample counter space, complemented by a practical peninsula for casual dining or meal preparation. Stainless steel appliances complete this functional and inviting space. The primary bathroom offers a double vanity, providing individual space and convenience, alongside a walk-in shower designed for ease of use. With three bedrooms and two full bathrooms, this condominium provides comfortable accommodations. An attached garage offers direct access and secure parking, while a dedicated laundry room adds to the home's practical amenities. This inviting home is poised to offer a lifestyle of comfort and convenience.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
7/10
6/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl With Brick,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,Electric Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Family Room

  • Level: Basement
  • Area: 957
  • Dimensions: 29x33

Features

  • High Speed Internet
  • Finished area below ground: 1,337
  • Common walls with other units/homes: No Common Walls

Great Room

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,344
  • Total interior livable area: 3,344 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Master Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Sun Room

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Utility Room

  • Features: Other
  • Level: Basement
  • Area: 180
  • Dimensions: 10x18

Workshop

  • Features: Other
  • Level: Basement
  • Area: 160
  • Dimensions: 10x16

Property

Details

  • Parcel number: 670915402002024008
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Free Standing
  • Patio & porch: Glass Enclosed

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$220$2,640
Property Taxes $211$2,532
Electricity $306$3,678
Total$2,228$26,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,388/yr
40% on housing$66,840/yr
45% on housing$59,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 46135$105
Putnam County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46135$132
Putnam County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$279,900
2026-07-14Listed for sale$295,000
2017-03-01Sold$179,000

For Sale by Agent

AgentMichael Dean
BrokerageCarpenter, REALTORS®

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