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406 W Washington St, Greencastle, IN, 46135

2beds
2baths
1,898sqft
$175,000
$92price/sqft
$1,309/moest. monthly cost
$52,360/yrincome needed

About This Home

Full of charm and classic Craftsman character, this 2-bedroom, 1.5-bath home features hardwood floors and plenty of opportunity to make it your own. The finished attic provides versatile space for a home office, hobby room, media room or additional living area. Additional highlights include a newer HVAC system and a detached garage/shed. With a little vision and personal touch, this home's character and potential can truly shine. Conveniently located near downtown Greencastle, DePauw University, dining, shopping and community activities.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
7/10
6/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Water Heater

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Features

  • Attic Stairway
  • Attic: Permanent Stairs
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,898
  • Total interior livable area: 1,898 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Master Bedroom

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 670921202104000008
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$130$1,560
Property Taxes $111$1,332
Electricity $184$2,212
Total$1,309$15,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,880/yr
40% on housing$39,270/yr
45% on housing$34,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 46135$105
Putnam County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46135$132
Putnam County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$175,000
2023-02-06Sold$144,000
2023-01-14Pending sale$139,900
2023-01-04Listed for sale$139,900
2018-07-13Sold$103,500
2018-05-29Pending sale$116,900
2018-05-21Listed for sale$116,900
2017-04-20Sold$90,000
2017-04-19Pending sale$89,900
2017-04-01Listed for sale$89,900
2008-06-30Sold$61,200

For Sale by Agent

AgentJustin Hall
BrokerageThe Stewart Home Group

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