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177 N Church St, Austin, IN, 47102

4beds
2baths
2,603sqft
$325,000
$125price/sqft
$2,558/moest. monthly cost
$102,320/yrincome needed

About This Home

Welcome home to this charming 4 bedroom, 2 bath brick home with original hardwood floors on a spacious corner lot in the heart of Austin, IN! With over 2,600 finished square feet, deck with a ramp, full basement, and a detached 3 car garage, there's plenty of room to live, work, and store all your extras. Inside, you'll find a cozy family room with a fireplace and a beautifully updated kitchen with a huge pantry featuring white cabinetry, stainless steel appliances, and a classic subway tile backsplash. The convenient first floor primary bedroom offers direct access to the renovated full bath, walk-in closet, and laundry room. Upstairs are three additional bedrooms and a second updated full bath with a tiled tub/shower surround. The heated and cooled all seasons room, added within the last five years, provides the perfect space to relax year round. Outside, enjoy a fully privacy fenced backyard with mature trees and plenty of room to play or entertain. The detached 3 car garage and large driveway offer abundant parking and storage. Additional peace of mind comes from the gas powered heating system, which can operate even during power outages. This move in ready home offers space, updates, and a fantastic location. Schedule your showing today!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
Austin Elementary SchoolGrades PK-50.3 mi
5/10
Austin Middle SchoolGrades 6-80.4 mi
2/10
Austin High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,603

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,603
  • Total interior livable area: 2,603 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 720336130058.000003

Features

  • Stories: 1
  • Patio & porch: Deck,Patio,Porch

Lot

  • Lot size: 0.92 Acres
  • Features: Corner Lot
  • Lot size dimensions: 70 x 400

Parking

  • Total spaces: 3
  • Parking features: Off Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Earthquake
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$299$3,588
Property Taxes $378$4,536
Electricity $238$2,863
Total$2,558$30,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,702/yr
40% on housing$76,740/yr
45% on housing$68,213/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 47102$90
Scott County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 47102$137
Scott County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$320,000
2026-07-22Listed for sale$325,000
2021-08-25Listing removed--
2021-07-15Listed for sale$239,900

For Sale by Agent

AgentJay Pitts
BrokerageRE/MAX Premier Properties

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