632 Elm St, Shelbyville, IN, 46176
About This Home
Step into this delightful 1930s charmer & prepare to fall head over heels! This vintage beauty has been lovingly updated w/all the modern conveniences, while keeping every ounce of its original nostalgia intact-like a time capsule that decided to throw a party. See yourself stepping onto the large covered front porch-your new favorite spot for morning coffee or evening chats w/neighbors. Facing west, it's perfectly shaded from the hot afternoon sun, so you can lounge out there in total comfort year-round. Around back, the covered wood deck faces east & stays blissfully cool in the mornings, ideal for breakfast or watching the sunrise with coffee in hand. Inside, the home greets you w/warmth & personality. Gleaming original oak hardwood floors (beautifully refinished) flow throughout the main living areas, paired with those gorgeous 8-inch baseboards & rich wood trim that whisper stories from the past. Original doors & hardware add that irresistible yesteryear touch you just can't replicate. The eat-in kit. is a total showstopper-bursting w/abundant cherry cabinets, a generous island perfect for gathering friends, recessed lighting, & appliances. Just off the kit., the formal dining rm feels straight out of a storybook w/its built-in China cabinet, sparkling chandelier, & elegant sconce lighting-perfect for holiday dinners or cozy game nights. The spacious formal living rm is flooded w/natural light & ready for whatever adventures you bring. Both bedrooms offer the same beautiful original hardwood floors & plenty of space to make them your own. The updated bathroom keeps things fresh & functional w/stylish vinyl wood-look floor. In the basement, you'll find two versatile rooms just begging to become your creative playground. So you see, this isn't just a house-it's a happy, character-filled home that's been thoughtfully revived to blend the best of yesterday w/the comforts of today. MORE details & description in the media section.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1939
Materials
- Foundation: Block
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Water Heater,Electric Oven,Range Hood,Refrigerator,Washer,Water Heater
- Laundry features: Laundry Closet,Main Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Partial,Storage Space
Bedroom2
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 180
- Dimensions: 15x12
Features
- Attic Access,Tray Ceiling(s),Kitchen Island,Ceiling Fan(s),Hardwood Floors,High Speed Internet,Eat-in Kitchen,Wired for Data
- Window features: WoodWorkStain/Painted
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Attic: Access Only
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,420
- Total interior livable area: 1,420 sqft
Kitchen
- Level: Main
- Area: 180
- Dimensions: 15x12
Living Room
- Level: Main
- Area: 240
- Dimensions: 16x15
Master Bedroom
- Level: Main
- Area: 192
- Dimensions: 16x12
Property
Details
- Parcel number: 731105100250000002
- Special condition: As Is
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck
- Fencing: Fenced,Chain Link,Full,Privacy
Lot
- Lot size: 3,484 sqft
- Features: City Lot,Curbs,Sidewalks,Street Lights,Mature Trees
Parking
- Total spaces: 1
- Parking features: Detached,Gravel,Storage,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,036 | $12,432 |
| Home Insurance * | $126 | $1,512 |
| Property Taxes | $253 | $3,036 |
| Electricity | $184 | $2,212 |
| Total | $1,599 | $19,188 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $230,000 |
| 2026-04-28 | Listed for sale | $235,000 |
| 2023-11-15 | Sold | $75,000 |
| 2023-10-30 | Pending sale | $75,000 |
| 2023-10-24 | Price change | $75,000 |
| 2023-09-28 | Price change | $100,000 |
| 2023-08-07 | Listed for sale | $115,000 |
| 2021-03-24 | Listing removed | -- |
| 2018-11-03 | Listing removed | $800 |
| 2018-10-18 | Listed for rent | $800 |
| 2008-05-05 | Sold | $24,500 |
| 2007-11-29 | Sold | $32,400 |
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